GOOD THINGS HAPPEN TO GOOD PEOPLE

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Listing Information
Amount: $2,550.00 Status: Loan created
Grade: E DTI: 8%
Lender Rate: 29% Borrower: MRFIXIT01
Time Left: Finished State: CA
Funded: 100% Group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Loan Information
Loan Status: Paid Origination Date: 2006-08-18 EricsCC ROI: 29%
Status History
Aug 17, 2006 Current
Dec 02, 2006 Late
Dec 05, 2006 Current
Dec 05, 2006 Late
Dec 16, 2006 Current
Feb 01, 2007 Late
Feb 22, 2007 Current
Sep 03, 2007 Late
Sep 19, 2007 Current
Feb 02, 2009 Late
Feb 19, 2009 1 month late
Mar 06, 2009 Current
Aug 08, 2009 Late
Aug 25, 2009 1 month late
Sep 19, 2009 2 months late
Oct 21, 2009 3 months late
Nov 14, 2009 2 months late
Nov 19, 2009 3 months late
Dec 03, 2009 Payoff in progress
Dec 08, 2009 Paid
HI, I HAVE DECIDED TO LIST ONE LAST TIME. I REALIZE THAT I AM GOING TO HAVE TO PROVE MY CREDITWORTHINESS TO PEOPLE. I AM MAXIMIZING THE INTERST RATE AND LOWERING THE BALANCE TO THE MINIMUM AMOUNT ALLOWED. I MAKE NO EXCUSES FOR MY CREDIT.IF I DID NOT HAVE THE EXCESSIVE INQUIRIES ON MY CREDIT REPORT FROM TRYING TO SECURE FINANCING FROM ALTERNATIVE SOURCES I WOULD EASILY BE IN THE D CATEGORY. MY DELINQUENCIES FROM THE PAST 7 YEARS ARE ALL RELATED TO MY JOB LOSS AND SUBSEQUENT BK FILING AND DISCHARGE 7 YEARS AGO. I PAY EVERYTHING THROUGH AUTO PAYMENTS NOW SO THERE IS NO CHANCE OF ANYTHING BEING LATE. MY 401K WOULD LOAN ME THE MONEY BUT I WOULD RATHER PAY OFF THE LOAN TO CREDITORS AND HELP KEEP MY CREDIT ON THE UPSWING. THE CURRENT DELINQUENCY IS BEING CURRENTLY NEGOTIATED WITH A CREDITOR. I MAKE 60,00O A YEAR + BONUSES. I AM LOOKING FOWARD TO BECOMING A PROSPER LENDER BECAUSE I LIKE WHAT THEY STAND FOR AN ALTERNATIVE LOAN SOURCE FOR SOME PEOPLE WHO WOULD NOT BE ABLE TO SECURE OTHER FUNDING ELSEWHERE. I AM TRYING TO PAY OFF 4 CREDITORS AND I WOULD EASILY BE PAYING OFF THIS LOAN BEFORE IT'S MATURITY. I'M NOT DESTITUTE I JUST NEED TO HAVE THE FEELING OF BEING DEBT FREE. I WILL IN THE NEAR FUTURE RETURN THE FAVOR BY BECOMING A PROSPER LENDER. ACTUALLY I LOOK FOWARD TO IT. I REALIZE THAT THERE ARE PEOPLE WORSE OFF THAN ME,BUT I THINK I NEED TO SEE WHAT IT IS LIKE FROM THE BORROWER'S END TO SEE IF I CAN BECOME A SUCCESSFUL LENDER. I THANK EVERYONE FOR BIDDING ON MY LISTING. I'M NOT PERFECT, IM JUST HUMAN I HAVE MADE MISTAKES IN MY PAST. IT'S ALL GOOD FROM HERE ON IN. GOD BLESS YOU ALL
Borrower's Other Listings
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30248 Good things happen to good people E $4,500 @ 27% Aug 09, 2006 Withdrawn
30253 Good things happen to good people E $4,500 @ 27% Aug 09, 2006 Withdrawn
30904 GOOD THINGS HAPPEN TO GOOD PEOPLE E $3,500 @ 28% Aug 12, 2006 Withdrawn
226816 GOOD THINGS HAPPEN TO GOOD PEOPLE HR $4,500 @ 28% Nov 05, 2007 Withdrawn
228864 HARD WORK PAYS OFF HR $3,500 @ 30% Nov 08, 2007 Withdrawn
230257 NEW HOME NEEDS A LITTLE TLC HR $2,551 @ 35% Nov 11, 2007 Withdrawn
231539 New Home New Start HR $1,500 @ 18% Nov 13, 2007 Expired
238042 Furnish new condo HR $3,000 @ 34% Nov 26, 2007 Withdrawn
243579 Meeting life's challenges HR $2,552 @ 35% Dec 03, 2007 Withdrawn

 

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