p2p lending at lending club
To Close Payday Loans....

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Listing Information
Amount: $2,999.00 Status: Loan created
Grade: HR DTI: 7%
Lender Rate: 35% Borrower: forfuture
Time Left: Finished State: MA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-05-08 EricsCC ROI: 33%
Status History
May 07, 2008 Current
Purpose of loan:
This loan will be used to close my payday loans which i took for my trip to India for urgent reasons. I went to India to see my parents on emergency situation. So took some payday loans to pay my trip. So i want to take a loan from prosper and close my payday loans.

My financial situation:
I am a good candidate for this loan because, i took some loan thru prosper before and i pre-closed it. I am earning decent salary but all my payments are going for Payday loan interest which costs me a lot. I can pay prosper people instead of payday loan. So please help me.

Monthly net income: $ 4600

Monthly expenses: $
  Housing: $ 1200
  Insurance: $ 65
  Car expenses: $ 400
  Utilities: $ 50
  Phone, cable, internet: $ 200
  Food, entertainment: $ 500
  Clothing, household expenses $ 200
  Credit cards and other loans: $ 1500
  Other expenses: $ 100
Borrower's Other Listings
71602 Credit Card Repayments and Personal Expenses HR $6,000 @ 20% Dec 07, 2006 Withdrawn
73522 Credit Card Repayment and Personal Expenses HR $6,000 @ 26% Dec 12, 2006 Withdrawn
75789 Credit Card Repayment HR $4,000 @ 27% Dec 18, 2006 Expired
77811 Credit Card Repayment - Listing for the 4th Time HR $4,000 @ 27% Dec 25, 2006 Loan created
172269 Credit Card Consolidation - II - Need Help !!!! HR $9,999 @ 16% Jul 19, 2007 Withdrawn
174430 Credit Card Consolidation - II - Need Help !!!! - Relisting HR $6,001 @ 16% Jul 23, 2007 Withdrawn
201286 Need help to Close my Credit Card Balance HR $4,999 @ 10% Sep 13, 2007 Expired
226846 Need help to Close my Credit Card Balance HR $3,000 @ 10% Nov 06, 2007 Expired
306857 To Close Payday Loans.... HR $2,999 @ 9% Apr 09, 2008 Expired

 

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