Consolidate High Interest Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,500.00 | Status: | Loan created |
| Grade: | B | DTI: | 27% |
| Lender Rate: | 15% | Borrower: | OurAbundance |
| Finished | State: | UT | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2008-05-06 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| May 06, 2008 | Current |
| Sep 10, 2008 | Payoff in progress |
| Sep 16, 2008 | Paid |
|
Purpose of loan: Refinance higher interest rates on BofA and Citibank credit cards. (24% and 21% with combined outstanding balance of approximately $12500. I'm only asking for $8500 from Prosper since I have enough cash to pay the remainder of the balance.) My financial situation: I always pay all bills on time. (Current Prosper borrower with excellent 20 month payment history.) Monthly net income: $3565 gross, $2700 net verifiable. Does not include company profit share, espp gains, unrestricted and restricted stock options. Monthly expenses: $ Housing: $377 (my share as 1/2 of household) Insurance: $ 38 Car expenses: $ 0 (paid off, so maybe $50 a month in ongoing maintenance.) Utilities: $ 50 Phone, cable, internet: $ 70 Food, entertainment: $ $200 Clothing, household expenses $ 200 Credit cards and other loans: $ $600 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 23495 | Reducing Interest On Debt | B | $9,500 @ 14% | Jul 07, 2006 | Loan created |
| 317327 | Refi Higher Interest Credit Cards (2) | B | $9,000 @ 27% | Apr 24, 2008 | Withdrawn |
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