p2p lending at lending club
Going to Japan

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: AA DTI: 29%
Lender Rate: 8% Borrower: poorman33
Time Left: Finished State: VA
Funded: 100% Group: SA Goons
Loan Information
Loan Status: Paid Origination Date: 2006-08-25 EricsCC ROI: 8%
Status History
Aug 29, 2006 Current
May 25, 2007 Payoff in progress
May 31, 2007 Paid

GOING TO JAPAN


Hello there lenders. I will be leaving to Japan to start a new job teaching English very soon. I'd like to have this money as a cushion until I get my first paycheck, sometime in late October. The job pays well enough, and I can assure you that I can make my payments on time and in full.

I'd like to explain a few things about my situation. First, my job will pay more than enough to let me pay for this loan. Somewhere between 1800-2200$ per month. Not great, but good enough. My income as described in my debt/income ratio is much less than this, as I was working part-time in college. Second, the debts that are in my name are student loans, and I don't pay for them. So in reality, I have a higher income and a lower debt burden than my ratio would indicate. I'm not nearly as risky as I look. 
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