Consolidate High Interest CC
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 22% |
| Lender Rate: | 9% | Borrower: | cardelt |
| Finished | State: | CO | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2010-03-31 | EricsCC ROI: | 1% |
| Status History | |
|---|---|
| Mar 30, 2010 | Current |
| Sep 01, 2012 | Late |
| Sep 03, 2012 | 1 month late |
| Oct 09, 2012 | 2 months late |
| Nov 20, 2012 | 3 months late |
| Dec 11, 2012 | Default |
|
Purpose of loan: The purpose of this loan is to consolidate a high interest credit card that was at 4.99% until recent credit changes which resulted in APR going to a ridiculous 22.99%. I started interest rate at the same as the card, but am hoping that it gets bid down significantly to be able to reduce total APR I am paying. My financial situation: Personally as you can see I believe in paying on time and have never even had a late payment. Have a credit score of 750 which puts me just short of AA rating I believe. For work I do real estate investment and currently have 2 finished projects, one which is on the market and another which is getting staged and should be on MLS before the end of the month. With the sale of 1 or both properties will have even more available to pay back prosper lenders. As you can see from my history i strongly believe in having a high credit score and you can feel confident bidding on my listing. Thanks for all your consideration!! (last year averaged $9250/mo, but i pay myself a salary and put rest in a biz account) Monthly Income: $5375 Monthly Expenses: $2190 Mortgage: $800 Insurance: $100 (health) Car expenses: $200 (insurance & gas) Utilities: $100 Internet: $40 Food & Entertainment: $300 Household expenses: $50 Credit Cards: $500 Other: $100 $ left to pay prosper loan: $3185 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 266794 | New Floor Models for Shed Business | A | $5,000 @ 18% | Jan 16, 2008 | Withdrawn |
| 271271 | Floor Models for Successful Shed Business | A | $5,000 @ 11% | Jan 25, 2008 | Cancelled |
| 504492 | kj | C | $5,000 @ 17% | Apr 29, 2011 | Withdrawn |
| 511241 | Finish the Basement | A | $15,000 @ 10% | Aug 12, 2011 | Cancelled |
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