p2p lending at lending club
Auto Repair, debt consolidation

Click Here to view this listing on Prosper
Listing Information
Amount: $4,500.00 Status: Withdrawn
Grade: D DTI: 13%
Lender Rate: 22% Borrower: jradcl
Time Left: Finished State: ND
Funded: 0% Group: P2P Financial
Purpose of loan:
I'm going to use this loan to consolidate my credit card debt, and to possibly use it to repair my car. If it doesn't seem reasonable to fix, then I would use it as a down payment.
My financial situation:   
I've been working for the same company for the past three years. It has been very enjoyable and plan on working for years too come.  I've learned over the past few years how important it is to build good credit.  I wasn't very good in past about paying on time, but for past year or so I been well on tract. I've even had a part time job for the past year, to help with minor expenses such as gas, and groceries.

Monthly net income: $ 1900

Monthly expenses: $
  Housing: $ 315
  Insurance: $ 100
  Car expenses: $ 100
  Utilities: $ 30
  Phone, cable, internet: $ 80
  Food, entertainment: $ 275
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 250
  Other expenses: $ 100
Borrower's Other Listings
242350 Looking to improve credit and save on interest payments D $3,500 @ 18% Dec 02, 2007 Withdrawn
252236 Fresh start to better credit!!! D $3,500 @ 23% Dec 17, 2007 Expired
259772 Fresh start to better credit!!! D $3,500 @ 29% Jan 03, 2008 Expired
262973 Fresh start to better credit!!! D $3,500 @ 32% Jan 10, 2008 Expired
265994 Getting life back together with better credit D $2,750 @ 35% Jan 15, 2008 Expired
323510 Improve credit with one payment at a time!! D $4,500 @ 35% May 01, 2008 Expired
335399 Looking to consolidate credit card debt and increase credit D $3,000 @ 35% May 19, 2008 Expired
347657 Looking to consolidate credit card debt and increase credit D $4,500 @ 35% Jun 09, 2008 Expired
351687 Looking to consolidate credit card debt and increase credit D $1,500 @ 27% Jun 18, 2008 Expired
382262 Rebuilding credit! C $3,500 @ 18% Aug 13, 2008 Loan created

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here