Paying Off My Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 44% |
| Lender Rate: | 19% | Borrower: | hotopuff |
| Finished | State: | OH | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-05-05 | EricsCC ROI: | 17% |
| Status History | |
|---|---|
| May 03, 2008 | Current |
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Purpose of loan: I would like to use this loan to pay off my credit cards. My financial situation: I have always paid all my credit lines, loans, etc. on time, with at least the minimum payments, usually more. I have spent the last few years supporting my boyfriend as he has had problems getting/keeping jobs due to layoffs and such; this has caused me to incur much more debt than I intended. I am to a point where we both have stable jobs, I am making decent money, and would like to get rid of my debt once and for all so I can move on to the next stage of life. Unfortunately I have just gotten to the point where all I can do it maintain the amount of debt I have, it is extremely difficult to pay it down. Monthly net income: $ 1800 Monthly expenses: $ Housing: $ 670 Insurance: $ 70 Car expenses: $ 0 Utilities: $ 160 Phone, cable, internet: $ 80 Food, entertainment: $ 300 Clothing, household expenses $ 100 Credit cards and other loans: $ 600 Other expenses: $ |
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