Trying to pay down credit card
| Listing Information | |||
|---|---|---|---|
| Amount: | $19,500.00 | Status: | Loan created |
| Grade: | A | DTI: | 34% |
| Lender Rate: | 17% | Borrower: | smatt1239 |
| Finished | State: | LA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-04-30 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Apr 30, 2008 | Current |
| Jun 14, 2008 | Late |
| Jul 09, 2008 | Current |
|
Purpose of loan: This loan will be used to? The loan will be used along with my own personal funds to pay down my credit lines so that I can bump myself into a higher credit bracket so that I will be able to qualify for a start up business loan (the majority of my revolving debt is business related where as I would like to get a business credit line to consolidate onto my business where as it wont affect my credit score). My debt to income is very low and I have always paid my bills on time, this loan will most likely will be paid back in full in no less than 3 months. My financial situation: I am a good candidate for this loan because? I have a full time salaried job that I have been on for the past 30 years so employment is no issue. I have a nice amount of assets (rental property that cash flows, savings and mutual fund). After sending my only son through college savings was depleted about 15-20% but nothing drastically changed in my financial picture. I am only looking to boost my self into a better situation credit wise so that I can continue to invest in my businesses future. Thanks Monthly net income: $ 5750.00 Monthly expenses: $ Housing: $ 750.00 Insurance: $ 100.00 Car expenses: $ 125.00 Utilities: $ 200.00 Phone, cable, internet: $ 150.00 Food, entertainment: $ 300.00 Clothing, household expenses $ 200.00 Credit cards and other loans: $ 200.00 Other expenses: $ 100.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 282373 | Need a quick solution so I can qualify for a Business loan | B | $20,000 @ 10% | Feb 20, 2008 | Withdrawn |
| 282793 | Need a quick solution so I can qualify for a Business loan | B | $15,000 @ 10% | Feb 21, 2008 | Withdrawn |
| 282858 | Need a quick solution so I can qualify for a Business loan | B | $15,000 @ 10% | Feb 21, 2008 | Withdrawn |
| 282863 | Need a quick solution so I can qualify for a Business loan | B | $10,500 @ 10% | Feb 21, 2008 | Expired |
| 299713 | Need a quick solution so I can qualify for a Business loan | A | $7,499 @ 10% | Mar 26, 2008 | Withdrawn |
| 300913 | Trying to pay down high interest credit | A | $7,499 @ 10% | Mar 28, 2008 | Expired |
| 304501 | Trying to pay down high interest credit | A | $7,499 @ 10% | Apr 04, 2008 | Expired |
| 308012 | Trying to pay down high interest credit | A | $7,499 @ 10% | Apr 11, 2008 | Withdrawn |
| 311510 | Trying to pay down high interest credit | A | $25,000 @ 27% | Apr 15, 2008 | Withdrawn |
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