Paying off bills so that I can send my fiance back to school
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 86% |
| Lender Rate: | 24% | Borrower: | NEWLAWKID525 |
| Finished | State: | NE | |
| Funded: | 100% | Group: | 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-04-30 | EricsCC ROI: | 21% |
| Status History | |
|---|---|
| Apr 30, 2008 | Current |
| Jul 16, 2008 | Late |
| Jul 31, 2008 | 1 month late |
| Aug 01, 2008 | Current |
| Nov 15, 2008 | Late |
| Dec 01, 2008 | 1 month late |
| Dec 31, 2008 | 2 months late |
| Jan 06, 2009 | Current |
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Purpose of loan: This loan will be used to pay off two credit cards so that I can help my fiance finish school. He had to drop out last quarter to work more hours to pay bills around the house and for our anniversary I would like to present him with an opportunity to go back and get his BS in Architecture. My financial situation: I am a good candidate for this loan because I am currently a full-time law student who wishes to help her fiance. I am working two jobs in addition to going to school and have never been deliquent in paying a loan or credit card payment. Because I am currently in school my debt to income ratio doesnt look good but come May I will be working a full-time job and my current part times jobs in order to pay down my own debt. The majority of my debt stems from keeping myself in school throughout the past five years. My proposed repayment plan is to make biweekly payments in access of the proposed amounts on Prosper. I would like to make monthly payments of $100.00 and pay off the loan ASAP. My credit standing is not done any justice by the scoring on Prosper as it is due to beginner's credit and lower limit cards. Monthly (My Fiance and I) Household Income: $1500 Monthly expenses: Housing: $ 560 Insurance: $ 60 Car expenses: $ 0 Utilities: $ 100 Phone, cable, internet: $ 150 Food, entertainment: $ 200 Clothing, household expenses $ 0 Credit cards and other loans: $ 250 Other expenses: $ 0 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 303571 | Paying off bills so that I can send my fiance back to school | E | $1,000 @ 15% | Apr 02, 2008 | Withdrawn |
| 306551 | Paying off bills so that I can send my fiance back to school | E | $1,030 @ 15% | Apr 08, 2008 | Withdrawn |
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