Newleyweds wanting to pay off our wedding debt!
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Expired |
| Grade: | C | DTI: | 31% |
| Lender Rate: | 24% | Borrower: | midreams |
| Finished | State: | CA | |
| Funded: | 53% | Group: | (No Group) |
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Purpose of loan: This loan will be used to? pay off our wedding. My financial situation: I am a good candidate for this loan because? my husband and I are very responsible, reliable people. We married last year, and while we paid for much of our wedding costs in cash, we needed to put certain costs on credit cards which we want to pay off so we can purchase our first home. My credit score is a C, which is a reflection of the debt we owe, not of the timeliness of our payments. This is the main reason I am requesting this loan..to pay if off sooner and raise that score to an A!! :o) Our income is very steady. We have both been in our jobs for several years. Ive been with my company for over 6 years, my husband for over 9 years, both in management positions. Because we are working towards our first home, we are diligent in paying our bills to build our credit. We are honest, hard working people just trying to raise a family in these crazy economic times! I also want to disclose upfront, I did have a Bankrupcy over 9 years ago after health problems. Since that time, I have made it a point to pay every bill on time in a reliable, fully responsible manner. The amounts below are for my income and portions of the household bills only. Together, my husband and I bring in $105,000 gross income annually. Monthly net income: $ 4116.67 Monthly expenses: $ Housing: $ 725 Insurance: $ 125 Car expenses: $ 432 Utilities: $ 65 Phone, cable, internet: $ 50 Food, entertainment: $ 200. Clothing, household expenses $ 100. Credit cards and other loans: $ WAMU - $160 Merrick Bank - $50 Capital One - $50 Misc expenses - $100 Thank you so much for considering our loan! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 372237 | Newlyweds wanting to pay off our wedding debt! | C | $9,000 @ 20% | Jul 25, 2008 | Loan created |
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