I am currently a full time contractor as a manager at a cable company. As well as providing IT services during my off time. My current contractor salary is around $47,000 not including the additional $6,000-$9,000 I would be able to make from side jobs. I have over 10 years experience in the IT field, the last four in management. I am extremely hardworking, dedicated and determined to better myself over the course of the next few years.
My credit is still new to most standards, rated as a "D". I have been seeking funding elsewhere, and there are inquiries on my report. I was originally hoping to receive a business credit card with a zero to low APR for the first year to consolidate my expenses. Since my business is so new, and my DTI high; I was unable to receive any type of funding. I have no negative reports listed on my credit history, all payments are current and have never been late. Though I have two loan payments in my name for vehicles, I am only responsible for the payment of one($497) while the other($257) is paid by my fiancee. My goal is to repay this loan within two years while gaining the trust of the lenders for possible future use.
By receiving this loan I would be able to advertise, pay off two of my personal cards that have solely been used for business expenses, and have an inventory available for all projects. In turn, I would be able to provide more for my family, establish a reputable business in my community and achieve the satisfaction of working for myself.I appreciate you taking the time to read my request and hope you consider me to be a good candidate. |
