Upgrading before the wedding season
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,300.00 | Status: | Loan created |
| Grade: | D | DTI: | 7% |
| Lender Rate: | 20% | Borrower: | u196126 |
| Finished | State: | AZ | |
| Funded: | 100% | Group: | Thousand Dollar Group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-04-29 | EricsCC ROI: | 17% |
| Status History | |
|---|---|
| Apr 26, 2008 | Current |
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Update: Ok, I'm going to try this again. You have spoken, I honestly don't need this much, but it appears this is the only way to get your attention. I didn't max out the percentage, because this payment is the maxium I"m willing to make. I don't want to over extend myself. Thank everyone who encouraged me to continue and offered advice. Purpose of loan: This loan will be used to upgrade my current camera and lighting equipment before the wedding season. I am the operator of a sole proprietorship that provides computer networking, web design, photography, and video solutions. I?ve been doing this for about three years now on the side and things are starting to take off, unfortunately people are now starting to request High Definition and my camera (Canon XL1) is only SD. My financial situation: I could come on here and paint the prettiest picture to make you want to loan me the money, but the truth of the matter is there is always a risk involved. As you can tell by my credit rating, that I have had problems in the past. The majority of it was just being young and dumb in the military not being responsible for my bills and letting things slide. I?m older now. Even though I?m following my passion, I still have a seven year old to take care of (single parent), so that is why I also work for a large fortune 500 company as a network administrator. I spent a year with them has a contractor, and just recently got hired as a employee. I also receive child support and disability pay from the military. This is another combined $1700 a month. So worst case scenario, if my side business flopped, I could still make my monthly payment back to you Summary $ 5250 Monthly Net. Income $ 2,160 Monthly Expenses $ 3,090 Surplus Itemized Expenses $ 1500 Housing $ 160 Food $ 100 TV/Internet $ 40 Phone $ 90 Electric $ 180 Insurance $ 50 Entertainment $ 40 Debt Service $2,160 Total Itemized Debts Balance Creditor Rate Payment $ 400 Kroger?s 10.00 $ 40 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 302279 | Upgrading before the wedding season | D | $6,300 @ 23% | Mar 31, 2008 | Withdrawn |
| 302386 | Upgrading before the wedding season | D | $6,300 @ 23% | Mar 31, 2008 | Expired |
| 308121 | Upgrading before the wedding season | D | $10,001 @ 30% | Apr 12, 2008 | Withdrawn |
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