p2p lending at lending club
Lower Amount - 35% - Never Late - Sears Sale!

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Listing Information
Amount: $2,400.00 Status: Loan created
Grade: HR DTI: 20%
Lender Rate: 34% Borrower: cwsug
Time Left: Finished State: CA
Funded: 100% Group: HR-Bad Credit BUT Good People!
Loan Information
Loan Status: Current Origination Date: 2008-04-30 EricsCC ROI: 31%
Status History
Apr 30, 2008 Current
Jul 14, 2008 Late
Jul 18, 2008 Current

Thank you for taking the time to look at my listing again.  And thank you so much for all those who took the chance on me before. 

Working at home is doing good for me, each month I am raising the amount of money I can bring in and soon I should be completely off of Disability.I want to pay down on my credit cards, the reason I opened up new ones is we had a family emergency.  My mom went into the hospital in September, suffered a stroke, heart attack and pneumonia, each time she went in it was a co-pay of $500, not to mention the equipment I am paying for her at home.  I am glad to say she doing much, much better.

Doing this time by computer chair broke, and our washing machine is barely hanging on.  I need a new one to help with laundry.

My income is $1,084 for Social Security and $900 for my working at home which is raising every month.

The credit report says I have outstanding debt which is not correct, I am current.  As stated before I have filed bankruptcy.  I had taken out new credit cards to help pay for bills which they are all current.  One I have closed to begin the process of cutting down on debt.

Please take a chance on me again, I have never been a late on any of payments.  And will not let you down. 

Monthly Income $1,784

Credit One  - $20.00

Capital One (I closed account) $20.00

Tribute Card $20.00

WAMU - $20.00

Orchard Bank $20.00

House Expenses (my share of rent) $800.00

Hospital Bills/Equipment - $200.00 monthly ? paying on it ? should pay more.

Son - $150.00 to help with college expenses


Total expenses: $1,100

Money available $650.00 per month

I really need to get a nice washing machine that I can wash big loads at one time.  With my current washing machine it takes me all day to wash my moms sheets etc., and by the time I'm done I need to start over.  I need to keep washing her linen a lot.  Some would also be used to pay on outstanding hospital bills, in case she may need to go back (knock on wood).  All Washers are on sale at Sears right now! :o) 

I am using a kitchen chair that hurts my back when I type, so I would be purchasing a new computer chair.  The remaining balance would be used to pay off credit cards.

You would really be helping me as I help my mom.  This is my second loan with Prosper and I have never been late.  I won't let you down - 14 pays on time on last loan - automatic funding!

Thank you.

Borrower's Other Listings
78215 A Brighter Day! HR $3,500 @ 19% Dec 26, 2006 Withdrawn
79094 A Brighter Day - Relist HR $3,500 @ 25% Dec 28, 2006 Withdrawn
81200 A New Beginning HR $2,550 @ 29% Jan 04, 2007 Expired
85698 A New Beginning - Again HR $2,550 @ 26% Jan 17, 2007 Loan created
293104 A Continued Start HR $3,000 @ 35% Mar 18, 2008 Expired
300978 A Continued Start HR $3,000 @ 35% Mar 30, 2008 Withdrawn
304539 A Continued Start - Lower Amount HR $2,750 @ 35% Apr 06, 2008 Withdrawn

 

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