Protect my Boys and cut my losses!
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,500.00 | Status: | Withdrawn |
| Grade: | B | DTI: | 33% |
| Lender Rate: | 19% | Borrower: | SwimMom2Boys |
| Finished | State: | CA | |
| Funded: | 0% | Group: | (No Group) |
|
On April 3rd 2007 my Prosper Loan was deposited into my checking account and that began an awesome journey. I paid off all my debt. I built my credit score up saved some money and purchased a home on my own! Life was great! However, I made a BIG mistake on July 1, 2007! I got married to a man who was not who I thought he was and who he portrayed. I put him on one of my credit cards that had ?0- balance, and he opened a couple of accounts in OUR name. In March 2008 I found out he was using drugs and that he had charged up a credit card and that he had back taxes that he owed. I asked him to leave on March 18th. I did not want drugs in my home or around my boys. I hoped he would get in rehab but that is not what he wanted to do. I have filed for an annulment. I would like this loan to pay the attorney for the annulment and to pay off the debt that he charged. I want to cut my losses and just get him out of my life. The one debt I have that is his is the USAA Car loan ? Balance currently approximately $9700. I helped him out by getting a car loan for him prior to our marriage when we got engaged. After the annulment is final he will have 60 days to pay off my loan or I will take the car and sell it. He currently pays me the payment every month. I am able to afford the house payment without him. My loan is a fixed rate of 6% 30-year mortgage, so the crazy mortgage rate issues that many new homeowners are facing do not affect me. The house is in my name only.I get paid on the first of every month and make all my monthly payments at that time. After all bills are paid remaining balance of my check is what I live on for the rest of the month. Grocery, fuel and miscellaneous money is budgeted throughout the month.Purpose of loan: Is to pay these payments that are beginning to create hardship--- Credit Card Monthly Payments and Attorney Fees Household - $40 pmt Bal=$1024 21% (Pay off with Prosper) My husbands debt! Wash Mutual- $40pmt Bal= $794 - 22.99% APR (Pay off with Prosper) Frys - $15pmt Bal $1200 Home Depot $15 Bal =$200 Attorney: $500pmt Bal $5000 Total payments = $610 -- Pay Off Amount- $8218? My financial situation: I am a good candidate for this loan because? I currently have a Propser Loan and have never been late or defaulted. I do not want to get into trouble trying to make payments and getting deeper and deeper and find that I am drowning due to my current/annulment pending marriage and that Chaos he has caused. Monthly net income: $ 4281 = $155 child support = $4436 total Current Monthly expenses without the payments that will be payed off with Prosper Loan- Housing: $ 1996 Insurance: $ 144 Car expenses: $ 397 These are rounded figures-- rounded up! Utilities: $ 200 Phone, cable, internet: $ 200 Food, entertainment: $ 350 Clothing, household expenses $ 75 Share kids clothing expenses with boys father. Credit cards and other loans: $ 718 this incudes current Prosper loan payment New Prosper Loan Payment: $ 300 TOTAL $4380 LEAVES $56 for Misc. Please consider loaning me this money so that I do not drown and keep my boys safe--- Lesson learned I stay single or keep finances totally separate or have with pre-nuptial and investigate(credit check) future candidates!!!! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 104900 | Freedom From the Bondage of DEBT | D | $9,000 @ 14% | Mar 01, 2007 | Withdrawn |
| 105240 | Freedom from Bondage of DEBT | D | $9,000 @ 14% | Mar 01, 2007 | Withdrawn |
| 113736 | High"D" Consolidate ALL Credit Card Debt | D | $8,000 @ 21% | Mar 20, 2007 | Withdrawn |
| 113764 | Consolidate ALL Credit Card Debt | D | $8,000 @ 19% | Mar 20, 2007 | Loan created |
| 398367 | Pay Attorney for Annulment | B | $8,500 @ 20% | Sep 14, 2008 | Withdrawn |
| 401750 | Pay off Inherited Debt and Attorney Fees | B | $10,000 @ 19% | Sep 21, 2008 | Loan created |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|