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Consilidate my Debt - Safe investment-Friends lending me $

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Listing Information
Amount: $9,980.00 Status: Loan created
Grade: C DTI: 0%
Lender Rate: 29% Borrower: dasdonkey
Time Left: Finished State: CA
Funded: 100% Group: AAA Funding Group - Get your loans funded fast!
Loan Information
Loan Status: Current Origination Date: 2008-05-02 EricsCC ROI: 26%
Status History
May 01, 2008 Current
Dec 17, 2008 Late
Dec 24, 2008 Current
Purpose of loan:
This loan will be used to consolidate my debt.  I would like to get a lower interest rate on my debt so I can pay the principle down faster.

My financial situation:
I am a good candidate for this loan because I am a VERY hard worker and an honest person.  I have recently began to make about twice as much monthly income with work.  I am trying to consolidate my debt to that I can save more money.  I am currently living with my parents to cut costs and free up the money that I am making at work, so that I can save this new income for my future.

I am self-employed and aggressive with my tax write offs so this makes it difficult to prove my income at this time, however, I have the cashflow to make this payment.  This loan will save me approximately $500 per month that I will apply to paying down my debt faster. 

I understand the importance of credit and paying my bills on time.  As you can see from my credit profile, I have only paid 1 bill late in the past 7 years.   You will not regret investing in me.  I have money in my retirement account and my family to act as a back up should I have a slow month with work.

Monthly net income: $ 4,000

Monthly expenses: $
  Housing: $ 0
  Insurance: $ 50
  Car expenses: $ 275
  Utilities: $ 0
  Phone, cable, internet: $ 0
  Food, entertainment: $ 200
  Clothing, household expenses $ 25
  Credit cards and other loans: $ 1,500
  Other expenses: $

My debt totals $2050, which leaves me $1950 to easily back this loan on a monthly basis.

Thank you for investing in me.  You have my personal promise that this loan will be paid back on time.  God bless!
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