Help me fix my mistake...Paying off my credit cards.
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 35% |
| Lender Rate: | 19% | Borrower: | hzsharpe |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-04-25 | EricsCC ROI: | 17% |
| Status History | |
|---|---|
| Apr 25, 2008 | Current |
|
Since my listing didn't get funded, I decided to break up my debt into 3. I am asking for $7500.00 to pay 1/3 of debt listed below. With this loan, I will pay off: Bank of America - $2580.99 WAMU - $1173.16 US Bank - $3932.27 Currently, my monthly minimum payment for these credit cards are $231.00 The monthly payment will be automatically withdrawn from my bank account so I will never be late or miss a payment. Thank you for looking at my listing and thank you for helping. MY ORIGINAL LISTING: Purpose of loan: The purpose of this loan is to pay off my credit cards debt. I am tired of paying the bare minimum and do not see any improvement in my balance. Please help me correct my mistakes by helping me pay off my debt sooner. My financial situation: I am a good candidate for this loan because I am very responsible and I pay my bills on time. I want to get out debt as soon as possible. I have cut back on all entertainment and eating out since my goal is to pay off my debt as soon as possible. Monthly net income: $ 5454.66 My monthly income comes from my salary and my husband's salary. My salary: 3085.96/month My husband salary: 2251.70/month Monthly Expenses: Mortgage: $2191.63 HOA: $85.00 Car: no car payment Car insurance: $126.37 Life Insurance: $88.12 Gas and Electric: $250.00 Water: $85.00 Phone and Internet: $75.00 Cell Phone: $100.00 Food: $400.00 Gas:$500.00 TOTAL MONTHLY EXPENSES - $3901.12 Credit Cards: QVC - $703.60 Bank of America - $2580.99 WAMU - $1173.16 Chase - $7399.08 US Bank - $3932.27 American Express - $9189.49 TOTAL DEBT - $24978.59 TOTAL MONTHLY MINIMUM PAYMENT - $717.00 As you can see I can definitely afford to pay more than $717.00/month. I am determine to get out of debt in the next 3 years so I am willing to do whatever it takes. PLEASE help me get out of debt. Thank you for considering my listing and thank you for helping. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 303546 | Help me fix my mistake...Paying off my credit cards. | C | $25,000 @ 25% | Apr 03, 2008 | Expired |
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