Consolidation of Credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Expired |
| Grade: | C | DTI: | 129% |
| Lender Rate: | 13% | Borrower: | wearesofragile |
| Finished | State: | NY | |
| Funded: | 0% | Group: | 0 DELINQUENCIES OR DECENT CREDIT GET FUNDED NOW |
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Purpose of loan: This loan will be used to? Consolidate some credit cards so as to lower the number of bills I have to pay each month. My financial situation: I am a good candidate for this loan because we are actually (despite what it looks like above) very secure in our finances. I am a stay at home mother of 3 and I work part time doing Pampered Chef (www.pamperedchef.biz/pertell) . My husbands income is no less then $7000 a month plus his commissions. However most of the credit cards are in my name, so it shows as high debt ratio and brings my credit score down. These debts are from a recent remodel that we did on our home. Monthly net income: $ min $7000 Monthly expenses: $ Housing: $ 1780 Insurance: $ 300 (car ins) Car expenses: $ 900 Utilities: $ 300 Phone, cable, internet: $ paid by employer Food, entertainment: $ 300 Clothing, household expenses $ Credit cards and other loans: $ I usually try to pay at least $1000 a month, most of which I am trying to roll into this loan. Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 180450 | Buying a vintage car | AA | $12,000 @ 14% | Aug 02, 2007 | Expired |
| 185876 | Replacing current car loan | AA | $20,000 @ 14% | Aug 12, 2007 | Expired |
| 191207 | Replacing current car loan | AA | $1,500 @ 9% | Aug 22, 2007 | Cancelled |
| 195998 | Replacing current car loan | AA | $2,500 @ 9% | Sep 01, 2007 | Loan created |
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