p2p lending at lending club
Travel Agency Expanding

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Listing Information
Amount: $5,000.00 Status: Expired
Grade: D DTI: 48%
Lender Rate: 13% Borrower: Crisis816
Time Left: Finished State: NJ
Funded: 0% Group: 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group
Purpose of loan:
I am looking to upgrade our network and purchase another computer, as we are looking to add another agent. I will also be consolidating a few credit cards that were used to start our agency.

List of Debts being consolidated:
Capital One: $2700 MP 92
Aspire: $715 MP 35
Orchard Bank: $900 MP 46

My financial situation:
I am a good candidate for this loan because I am a responsible person with a steady job at a local bank. I manage a staff of thirty and am well respected. My wife and I suffered a bankruptcy about three years ago due to an ill-advised move to Florida for a job that did not pan out. We moved home, but could not recover financially. We have learned from this experience and have come out stronger.

Both my wife and I are employed full time outside of out travel agency, so our business income does not even factor into our financial situation.

Monthly net income: $ 3208, with a 3.5% increase due in May. While my wife is not included she makes $2380. Neither include bonuses or overtime.

Monthly expenses:
Housing: $ 350
Insurance: $ 150
Car expenses: $ 900
Utilities: $ 25
Phone, cable, internet: $ 135
Food, entertainment: $ 300
Clothing, household expenses $ 200
Credit cards and other loans: $ 225
Other expenses: $ 240 (Childcare)
Borrower's Other Listings
98172 Consolidate Debt to Increase Credit Score E $4,500 @ 14% Feb 11, 2007 Withdrawn
99251 Paying down Debt E $1,000 @ 14% Feb 13, 2007 Expired
109106 Paying down debt E $1,000 @ 14% Mar 09, 2007 Expired
226705 Paying down debt D $3,000 @ 14% Nov 05, 2007 Expired
301494 Paying down debt D $5,000 @ 13% Mar 29, 2008 Withdrawn
301541 Debt Consolidation/Medical Bills D $5,000 @ 13% Mar 29, 2008 Expired
326547 Consolidating Medical Bills C $3,500 @ 23% Jun 11, 2008 Loan created

 

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