Paying off my credit cards with the highest rates.
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 22% |
| Lender Rate: | 20% | Borrower: | HopefulAZ |
| Finished | State: | AZ | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-04-28 | EricsCC ROI: | 18% |
| Status History | |
|---|---|
| Apr 25, 2008 | Current |
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Purpose of loan: This loan will be used to pay off my credit cards with the highest interest rates. Last year was spent remodeling my home, buying furniture and taking the trip of my life to Japan ? by myself!! Unfortunately I got a bit carried away and now I am paying the price with enormous amounts of monthly interest charges. My financial situation: I am a good candidate for this loan because I always make my monthly payments on time and try to pay more than the amount required. I am attempting a fast track towards financial freedom but I am getting very discouraged with the increase monthly to the bottom line because of high interest rates. I feel I will never get caught up. I am very responsible with my obligations and have put myself on a very tight budget. Monthly net income: $ 4056 Monthly expenses: $ Housing: $ 1377 Insurance: $ 33 Car expenses: $ 160 Utilities: $ 88 Phone, cable, internet: $ 110 Food, entertainment: $ 200 Clothing, household expenses $ 120 Credit cards and other loans: $ 1300 Other expenses: $ 80 |
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