p2p lending at lending club
Just a buffer for my business!

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Listing Information
Amount: $14,000.00 Status: Loan created
Grade: A DTI: 17%
Lender Rate: 13% Borrower: EGreg
Time Left: Finished State: NY
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-04-24 EricsCC ROI: 11%
Status History
Apr 24, 2008 Current
Hi there.

I've got a master's in math from NYU, and about 10 years of experience being a programmer. Right now I do consulting work as a web developer, and I also started my own web company with my friends, creating social internet applications. We are aiming to raise some venture capital in the next several months.

I would like to have a safety buffer for my business, following the adage, "it is better to borrow money when you don't need it." I'm not in any money trouble and I don't really NEED a loan. I'm actually doing quite well. It should also improve my credit history even more.

Back when I was at NYU, with my measly $20,000 a year stipend, I have always paid my credit cards on time and that earned me a good credit score. Now it's even higher -- around 721 on Experian, (741 and 765 on TransUnion and Equifax) ... because I make sure to be very responsible with my credit, always make payments on time, and so forth.

Thank you for reading my request. If you have any questions at all, feel free to contact me on here.
Borrower's Other Listings
11166 Masters, 100K job, Credit Card Consolidation C $10,000 @ 14% May 04, 2006 Withdrawn
11336 Masters, 100K job, Credit Card Consolidation! C $10,000 @ 14% May 04, 2006 Withdrawn
12257 Masters, 110K job, 10K requested C $10,000 @ 16% May 09, 2006 Loan created
286814 Just a buffer for the business A $18,000 @ 13% Mar 02, 2008 Cancelled
297526 Just a buffer for the business A $18,000 @ 14% Mar 22, 2008 Expired
303115 Just a buffer for the business A $18,000 @ 14% Apr 01, 2008 Expired

 

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