Money To Get Back On Track...

| Listing Information | |||
|---|---|---|---|
| Amount: | $3,200.00 | Status: | Loan created |
| Grade: | HR | DTI: | 8% |
| Lender Rate: | 25% | Borrower: | josh4969 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | HR-Bad Credit BUT Good People! |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2008-04-22 | EricsCC ROI: | -57% |
| Status History | |
|---|---|
| Apr 20, 2008 | Current |
| Jul 09, 2008 | Late |
| Jul 23, 2008 | 1 month late |
| Jul 25, 2008 | Current |
| Sep 06, 2008 | Late |
| Sep 23, 2008 | 1 month late |
| Oct 23, 2008 | 2 months late |
| Nov 23, 2008 | 3 months late |
| Dec 23, 2008 | 4+ months late |
| Dec 29, 2008 | Default |
|
Purpose of loan: This loan will be used to catch up on my bills and help pay down a high interest credit card. My financial situation: I co-signed on a truck for a really close friend and she defaulted on the loan. I MADE A HUGE MISTAKE BY CO-SIGNING! That is the Delinquency that is shown on my credit. I am in the process of working with the creditor to get that off of my record. That was about 3 years ago. That is the only reason my credit is bad. I purchased a truck myself about six years ago and payed it off with timely payments in 5 years; I now own it outright. I always pay all my bills on time and am a co-owner on a property with my father. I need this loan to help myself get back on track... I WILL PAY ON TIME, EVERY TIME! I have a steady career (ARMY) that I have been doing for about 23 years. Monthly net income: $ 2800 Monthly expenses: $ Housing: $ 560 Insurance: $ 110 Car expenses: $ 40 Utilities: $ 80 Phone, cable, internet: $ 30 Food, entertainment: $ 200 Clothing, household expenses $ 100 Credit cards and other loans: $ 600 Other expenses: $ 150 PROSPER LOAN: $150-$350 Total Monthly Expenses: $2020 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 294806 | Money To Get Back On Track... | HR | $5,000 @ 20% | Mar 18, 2008 | Expired |
| 301943 | Money To Get Back On Track... | HR | $1,500 @ 18% | Mar 30, 2008 | Withdrawn |
| 303804 | Money To Get Back On Track... | HR | $3,200 @ 35% | Apr 06, 2008 | Expired |
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