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Money To Get Back On Track...
Homeownership Verified

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Listing Information
Amount: $3,200.00 Status: Loan created
Grade: HR DTI: 8%
Lender Rate: 25% Borrower: josh4969
Time Left: Finished State: CA
Funded: 100% Group: HR-Bad Credit BUT Good People!
Loan Information
Loan Status: Default Origination Date: 2008-04-22 EricsCC ROI: -57%
Status History
Apr 20, 2008 Current
Jul 09, 2008 Late
Jul 23, 2008 1 month late
Jul 25, 2008 Current
Sep 06, 2008 Late
Sep 23, 2008 1 month late
Oct 23, 2008 2 months late
Nov 23, 2008 3 months late
Dec 23, 2008 4+ months late
Dec 29, 2008 Default
Purpose of loan:
This loan will be used to catch up on my bills and help pay down a high interest credit card.

My financial situation:
I co-signed on a truck for a really close friend and she defaulted on the loan. I MADE A HUGE MISTAKE BY CO-SIGNING! That is the Delinquency that is shown on my credit.  I am in the process of working with the creditor to get that off of my record. That was about 3 years ago. That is the only reason my credit is bad.  I purchased a truck myself about six years ago and payed it off with timely payments in 5 years; I now own it outright.  I always pay all my bills on time and am a co-owner on a property with my father.  I need this loan to help myself get back on track...  I WILL PAY ON TIME, EVERY TIME!  I have a steady career (ARMY) that I have been doing for about 23 years. 

Monthly net income: $ 2800

Monthly expenses: $
  Housing: $ 560
  Insurance: $ 110
  Car expenses: $ 40
  Utilities: $ 80
  Phone, cable, internet: $ 30
  Food, entertainment: $ 200
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 600
  Other expenses: $ 150
  PROSPER LOAN: $150-$350
  Total Monthly Expenses: $2020
Borrower's Other Listings
294806 Money To Get Back On Track... HR $5,000 @ 20% Mar 18, 2008 Expired
301943 Money To Get Back On Track... HR $1,500 @ 18% Mar 30, 2008 Withdrawn
303804 Money To Get Back On Track... HR $3,200 @ 35% Apr 06, 2008 Expired

 

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