p2p lending at lending club
Paying off credit cards

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Listing Information
Amount: $10,000.00 Status: Loan created
Grade: A DTI: 19%
Lender Rate: 12% Borrower: asdfhjkl
Time Left: Finished State: FL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-04-21 EricsCC ROI: 11%
Status History
Apr 18, 2008 Current
Purpose of loan:
This loan will be used to pay down my credit cards at a lower interest rate.

My financial situation:
I am a good candidate for this loan because I am very serious about paying off my debt.  I would like to be debt free as far as revolving debt is concerned.  I'd like to get to the point where I never carry a balance on my credit cards and I'd like to be able to put the extra money I was paying in interest on my credit cards towards savings.  I have included my monthly budget below:

MONTHLY INCOME AND EXPENSES:

5417  Income

-957    Rent
-75      Electric
-40      Trash/Sewer
-50      Cable
-48      Internet
-30      Gym Membership
-145    Car Insurance
-330     Health Insurance
-760     Food
-300     Gas
-400     Car
-68       Cell Phone
-1000    Savings towards a car when my lease ends
-300      Miscellaneous


914    Available for Loan Repayment/ Additional Savings

 

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