Eric's Credit Community

Hello: I currently have a Prosper loan and have never missed a payment. Let me start by saying that this system is the best. Prosper has made me realize that we do not need to fall in the trap of credit card companies taking advantage of the hard working. I am a hard working professional computer programmer with the vision of providing the best financial situation for my family. With this loan, it will allow my wife and I to reduce our debt and provide a fence in the back yard for three wonderful children. Below you will find our monthly debt and our monthly salary.  I have re-focused the goals through the years and realized that my credit is as identical as providing my word to friends and family. I will provide my word to you that I will pay this loan off.

$6977.00 Family monthly salary

Before loan being funded
Mortgage $2360.00
Car Insurance $ 140.00
Prosper $ 135.00
Food $ 400.00
Car payment $ 475.00
Utilities $ 450.00
Credit Card Debt $ 500.00(Debt will be paid off)

Total $4460.00

Family Income balance left over each month $2517.00

After loan being funded
Mortgage $2360.00
Car Insurance $140.00
Prosper $135.00
Prosper $319.00
Food $400.00
Utilities $450.00
Car Payment $481.00
Total $4279.00

Family Income balance left over each month $2698.00

All indicates that we will have no issues adding the debt and paying back to the prosper community and providing my family the item we need right now. We would prefer to back the person who provides this loan versus the credit card companies that treat the common folks like a puppet.  I would appreciate the consideration and we hope that all provides a great end results. Thank you.