Consolidate Pay Off CC//Dentalwork/Max is 17.78%
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Withdrawn |
| Grade: | D | DTI: | 15% |
| Lender Rate: | 18% | Borrower: | GoFWD |
| Finished | State: | IN | |
| Funded: | 0% | Group: | (No Group) |
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Will be used to reduce remaining credit card accounts. Added in new amount because of near emergency dental work, deductable will be used up in the process. The Delinquent accounts all are in settlement since last year and one of them is completely paid off (CHASE), leaving only 2 with that "old" status, until the next monthly, (May) update by prosper.com will reveal a higher grade . Experian updated this. I have been paying on time since then with $300.00 per month to one creditor and $100.00 to another, for these . I initiated this settlement to reduce interest rates at the time, pure and simple. Documents can be provided to support what I write here, including YOU having contact with any source that represented me. ALL my other accounts have been paid on time. I will be paying on time, for all other accounts and even the ones I pay on settlement. I am responsible enough to handle this debt consolidation. It is intended to boost my available cash flow and help me to be expand my lending. I prefer to do this now, get going and add some key education in the late summer/fall. PLEASE ask me questions, if you aren't sure of something, I will be more than happy to answer, provided its not very near the closing of the listing, like a few days ago. I work at night, so, sometimes when most people are here at Proser.com, I am asleep. I will also authorize automatic deduction from my bank account when the loan is approved. My state Max is 17.78 % My Financial Picture : I make enough per month to handle the payment .I have steady employment and have TWO positions in the top growth of the nation for decades, Technology and Medical. In addition, my wife's earnings are above mine and that helps to cover. Still this is MY situation and I know I can pay this back on time, each month! My biggest mistake was to try to cut short a spiraling of interest rates, last year, the Wrong way. The Army taught me better! I have learned that lesson, but maintained good integrity and on time payments, with all my creditors, since those three incidents. Please, this time, can you lend me your support, as well as the loan. You will be paid on time. I also just want to get established as a borrower now. I am a Lender too with a winning bid already, at 12.7%. I am ready to expand this very, very soon. Thanks TO ALL FOR TRUSTING AND BIDDING! Monthly net income: $ 2640.00 Monthly expenses: $1,457.00 Housing: $ 375.00 Insurance : $80.00 Car expenses: $ 50.00 (Paid for car 9/2007- paid on time, never late $281.66 X 60 mos )- Forum Credit Union) Utilities: $ 0- Phone, cable, internet: $ 25 Food, entertainment: $250 Clothing, household expenses $ 35 Credit cards and other loans: $ 450 Other expenses: $ 185 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 285580 | 3 Accounts have been settled , No Car Loan, Need to Consolid | C | $5,500 @ 12% | Feb 28, 2008 | Withdrawn |
| 286017 | No Car Loan, Need to Consolidate | C | $7,000 @ 12% | Feb 29, 2008 | Withdrawn |
| 286140 | No Car Loan, Need to Consolidate | C | $6,000 @ 12% | Feb 29, 2008 | Withdrawn |
| 286655 | Debt Consolidation, 3 Settlements Done, No Car Loan | C | $5,000 @ 18% | Mar 01, 2008 | Withdrawn |
| 287155 | Pay off 3 Creditors | C | $4,750 @ 17% | Mar 03, 2008 | Withdrawn |
| 287157 | Pay off 3 Creditors | C | $4,750 @ 17% | Mar 03, 2008 | Withdrawn |
| 287234 | Pay off 3 Creditors | C | $3,000 @ 17% | Mar 03, 2008 | Expired |
| 289196 | Pay off 3 Creditors | C | $3,300 @ 18% | Mar 06, 2008 | Withdrawn |
| 289340 | RELIST - Were so close! Reduce Int Rates! | C | $2,500 @ 18% | Mar 06, 2008 | Withdrawn |
| 289696 | RELIST had to be again - Great News - Need to Consolidate | C | $2,500 @ 18% | Mar 06, 2008 | Withdrawn |
| 290578 | Final Year for Degree, Reinvest in Prosper | C | $3,000 @ 18% | Mar 09, 2008 | Withdrawn |
| 292854 | Pay Off High Interest | C | $5,000 @ 18% | Mar 13, 2008 | Withdrawn |
| 294475 | Personal Loan | C | $1,900 @ 18% | Mar 17, 2008 | Withdrawn |
| 295077 | Personal Loan | C | $1,000 @ 18% | Mar 18, 2008 | Withdrawn |
| 297130 | Personal Loan | C | $3,500 @ 18% | Mar 22, 2008 | Withdrawn |
| 297632 | Reinvest in Prosper / Payoff Credit Cards | C | $3,500 @ 18% | Mar 23, 2008 | Withdrawn |
| 297817 | RELIST - Reinvest in Prosper/State Max 17.78/ Pay CC | C | $2,500 @ 18% | Mar 23, 2008 | Expired |
| 300964 | Ended short of 50%, Relisting - Reinvest in Prosper | C | $2,750 @ 18% | Mar 28, 2008 | Withdrawn |
| 300969 | Ended short of 50%, Relisting - Reinvest / Reduce Interest | C | $3,000 @ 18% | Mar 28, 2008 | Withdrawn |
| 300984 | Ended short of 50%, Relisting - Reinvest / Reduce Interest | C | $2,000 @ 18% | Mar 28, 2008 | Expired |
| 302434 | Relist Again - Need for Immediate Goal | D | $1,500 @ 18% | Apr 01, 2008 | Withdrawn |
| 303144 | Relist New Goal - Consolidate into lower monthly payment | D | $3,500 @ 18% | Apr 01, 2008 | Withdrawn |
| 304170 | Relist New Goal - Consolidate into lower monthly payment | D | $1,150 @ 18% | Apr 03, 2008 | Expired |
| 305410 | Consolidate cc payments | D | $1,150 @ 18% | Apr 07, 2008 | Withdrawn |
| 306726 | Consolidate cc payments/Max for state is 17.78% | D | $1,450 @ 18% | Apr 09, 2008 | Withdrawn |
| 312784 | Consolidate Pay Off CC - Dentalwork | D | $3,000 @ 35% | Apr 17, 2008 | Withdrawn |
| 313082 | Consolidate Pay Off CC - Dentalwork | D | $3,000 @ 30% | Apr 17, 2008 | Withdrawn |
| 329640 | Consolidate Pay Off Credit Card Debts | D | $3,500 @ 35% | May 09, 2008 | Withdrawn |
| 352954 | Consolidate Pay Off Credit Card Debts | D | $3,500 @ 35% | Jun 18, 2008 | Withdrawn |
| 352967 | Consolidate Pay Off Credit Card Debts | D | $3,500 @ 35% | Jun 18, 2008 | Expired |
| 357264 | Pay Off CC Debts | D | $1,500 @ 24% | Jun 25, 2008 | Loan created |
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