Consolidate cc payments/Max for state is 17.78%
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,450.00 | Status: | Withdrawn |
| Grade: | D | DTI: | 11% |
| Lender Rate: | 18% | Borrower: | GoFWD |
| Finished | State: | IN | |
| Funded: | 0% | Group: | (No Group) |
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Will be used to reduce remaining credit card accounts. First, some facts. The Delinquent accounts all are in settlement since last year and one of them is completely paid off (CHASE), leaving only 2 with that "old" status, until May update by prosper.com will reveal a higher grade . Experian updated this. I have been paying on time since then with $300.00 per month to one creditor and $100.00 to another, for these . I initiated this settlement to reduce interest rates at the time, pure and simple. Documents can be provided to support what I write here, including YOU having contact with any source that represented me. ALL my other accounts have been paid on time, every time - the remaining 6 (total, as you see, is 9, with #9 paid completely off). I will be paying on time, every time for all other accounts and even the ones I pay on settlementIf that isn't trusting enough for your review, I am responsible enough to handle this debt consolidation. It is intended to BOOST my available cash flow and help me to be expand my lending. I prefer to do this now, get going and add some key education in the late summer/fall. PLEASE ask me questions, if aren't sure of something, I will be more than happy to answer, provided its not near the closing of the listing. I work at night, so, sometimes when most people are here at Proser.com, I am asleep. I will also authorize automatic deduction from my bank account when the loan is approved. My state Max is 17.78 % My Financial Picture : I make enough per month to handle the payment with ease. I have steady employment and have TWO positions in the top growth of the nation for decades, Technology and Medical. In addition, my wife's earnings are above $70,000 yr. My biggest mistake was to try to cut short a spiraling of interest rates. I have learned that lesson, but maintained good integrity and on time payments, with all my creditors, since those three incidents. .Thanks TO ALL FOR TRUSTING AND BIDDING! You will be paid on time. I just want to get established as a borrower now. Monthly net income: $ 2640.00 Monthly expenses: $1,457.00 Housing: $ 375.00 Insurance : $80.00 Car expenses: $ 50.00 (Paid for car 9/2007- paid on time, never late $281.66 X 60 mos )- Forum Credit Union) Utilities: $ 0- Phone, cable, internet: $ 25 Food, entertainment: $250 Clothing, household expenses $ 35 Credit cards and other loans: $ 450 Other expenses: $ 185 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 285580 | 3 Accounts have been settled , No Car Loan, Need to Consolid | C | $5,500 @ 12% | Feb 28, 2008 | Withdrawn |
| 286017 | No Car Loan, Need to Consolidate | C | $7,000 @ 12% | Feb 29, 2008 | Withdrawn |
| 286140 | No Car Loan, Need to Consolidate | C | $6,000 @ 12% | Feb 29, 2008 | Withdrawn |
| 286655 | Debt Consolidation, 3 Settlements Done, No Car Loan | C | $5,000 @ 18% | Mar 01, 2008 | Withdrawn |
| 287155 | Pay off 3 Creditors | C | $4,750 @ 17% | Mar 03, 2008 | Withdrawn |
| 287157 | Pay off 3 Creditors | C | $4,750 @ 17% | Mar 03, 2008 | Withdrawn |
| 287234 | Pay off 3 Creditors | C | $3,000 @ 17% | Mar 03, 2008 | Expired |
| 289196 | Pay off 3 Creditors | C | $3,300 @ 18% | Mar 06, 2008 | Withdrawn |
| 289340 | RELIST - Were so close! Reduce Int Rates! | C | $2,500 @ 18% | Mar 06, 2008 | Withdrawn |
| 289696 | RELIST had to be again - Great News - Need to Consolidate | C | $2,500 @ 18% | Mar 06, 2008 | Withdrawn |
| 290578 | Final Year for Degree, Reinvest in Prosper | C | $3,000 @ 18% | Mar 09, 2008 | Withdrawn |
| 292854 | Pay Off High Interest | C | $5,000 @ 18% | Mar 13, 2008 | Withdrawn |
| 294475 | Personal Loan | C | $1,900 @ 18% | Mar 17, 2008 | Withdrawn |
| 295077 | Personal Loan | C | $1,000 @ 18% | Mar 18, 2008 | Withdrawn |
| 297130 | Personal Loan | C | $3,500 @ 18% | Mar 22, 2008 | Withdrawn |
| 297632 | Reinvest in Prosper / Payoff Credit Cards | C | $3,500 @ 18% | Mar 23, 2008 | Withdrawn |
| 297817 | RELIST - Reinvest in Prosper/State Max 17.78/ Pay CC | C | $2,500 @ 18% | Mar 23, 2008 | Expired |
| 300964 | Ended short of 50%, Relisting - Reinvest in Prosper | C | $2,750 @ 18% | Mar 28, 2008 | Withdrawn |
| 300969 | Ended short of 50%, Relisting - Reinvest / Reduce Interest | C | $3,000 @ 18% | Mar 28, 2008 | Withdrawn |
| 300984 | Ended short of 50%, Relisting - Reinvest / Reduce Interest | C | $2,000 @ 18% | Mar 28, 2008 | Expired |
| 302434 | Relist Again - Need for Immediate Goal | D | $1,500 @ 18% | Apr 01, 2008 | Withdrawn |
| 303144 | Relist New Goal - Consolidate into lower monthly payment | D | $3,500 @ 18% | Apr 01, 2008 | Withdrawn |
| 304170 | Relist New Goal - Consolidate into lower monthly payment | D | $1,150 @ 18% | Apr 03, 2008 | Expired |
| 305410 | Consolidate cc payments | D | $1,150 @ 18% | Apr 07, 2008 | Withdrawn |
| 306760 | Consolidate Pay Off CC//Dentalwork/Max is 17.78% | D | $4,000 @ 18% | Apr 09, 2008 | Withdrawn |
| 312784 | Consolidate Pay Off CC - Dentalwork | D | $3,000 @ 35% | Apr 17, 2008 | Withdrawn |
| 313082 | Consolidate Pay Off CC - Dentalwork | D | $3,000 @ 30% | Apr 17, 2008 | Withdrawn |
| 329640 | Consolidate Pay Off Credit Card Debts | D | $3,500 @ 35% | May 09, 2008 | Withdrawn |
| 352954 | Consolidate Pay Off Credit Card Debts | D | $3,500 @ 35% | Jun 18, 2008 | Withdrawn |
| 352967 | Consolidate Pay Off Credit Card Debts | D | $3,500 @ 35% | Jun 18, 2008 | Expired |
| 357264 | Pay Off CC Debts | D | $1,500 @ 24% | Jun 25, 2008 | Loan created |
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