settling credit card debts
| Listing Information |
| Amount: | $8,000.00 |
Status: | Loan created |
| Grade: | B |
DTI: | 11% |
| Lender Rate: | 22% |
Borrower: |
bogeyman
|
| Time Left: | Finished |
State: | MA |
| Funded: | 100% |
Group: |
Credit Card Consolidation
|
| Loan Information |
| Loan Status:
| Default |
Origination Date:
| 2006-08-17 |
EricsCC ROI:
| -63% |
| Status History |
| Aug 18, 2006 |
Current |
| Dec 01, 2006 |
Late |
| Dec 05, 2006 |
Current |
| Dec 05, 2006 |
Late |
| Dec 18, 2006 |
1 month late |
| Jan 20, 2007 |
2 months late |
| Jan 21, 2007 |
1 month late |
| Jan 22, 2007 |
2 months late |
| Feb 15, 2007 |
1 month late |
| Feb 17, 2007 |
2 months late |
| Mar 17, 2007 |
3+ months late |
| Mar 20, 2007 |
2 months late |
| Apr 18, 2007 |
3+ months late |
| Apr 20, 2007 |
2 months late |
| Apr 21, 2007 |
3+ months late |
| May 04, 2007 |
2 months late |
| May 18, 2007 |
3+ months late |
| Jun 09, 2007 |
3 months late |
| Jun 18, 2007 |
4+ months late |
| Aug 28, 2007 |
Default |
I have accumulated considerable credit card debt over the years as I
left a high paying job due to stress. Up until 2 years ago I was
working in sales on a commission basis and not very successful
therefore my low income made it difficult to keep up with the credit
card payments. I now have a salaried position along with a
part-time job as a limousine driver. Collection agencies for 2 of
my credit cards are not willing to allow monthly payments to fit my
current budgett and are threatening to bring suit against me .
They have offered me lump sum settlements at 40% off my balance thus
the reason for my requesting this loan.
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