HELP!! Consolidating current credit cards into one payment.
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Expired |
| Grade: | D | DTI: | 41% |
| Lender Rate: | 24% | Borrower: | shabut21 |
| Finished | State: | WA | |
| Funded: | 38% | Group: | (No Group) |
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Purpose of loan: I will be using this loan as a debt consolidation to pay off my credit card balances and consolidate those balances into one monthly bill. I am wanting to cancel those credit cards, eliminating further stress caused from them, and reduce my debt by having one bill a month instead of many. My overall goal, therefore, is to increase and greatly improve my credit score so that I will not only be in a better financial situation, but also be able to purchase a home in the next year. My financial situation: I am a good candidate for this loan because I have never made a late payment on any account and I have also never missed a payment for any reason on any account. I have a great understanding of how credit works, and I am just trying to get myself into a better position so that I can pay down my overall debt (which a debt consolidation loan will help achieve), ultimatlely improve my credit score, get rid of all of the credit cards that got me into this position, and I will then be in a position to be able to purchase a home in the near future. Monthly net income: $ 2500 Monthly expenses: $ 1872 Housing: $ 0 Insurance: $ 170 Car expenses: $ 682 Utilities: $ 0 Phone, cable, internet: $ 80 Food, entertainment: $ 40 Clothing, household expenses $100 Credit cards and other loans: $ 800 Other expenses: $ 0 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 303663 | Consolidating current credit cards into one payment. | D | $10,000 @ 24% | Apr 03, 2008 | Withdrawn |
| 304446 | Consolidating current credit cards into one payment. | D | $8,000 @ 24% | Apr 04, 2008 | Withdrawn |
| 305983 | Consolidating current credit cards into one payment. | D | $4,000 @ 24% | Apr 07, 2008 | Withdrawn |
| 315204 | HELP!! Consolidating current credit cards into one payment. | D | $1,800 @ 19% | Apr 21, 2008 | Loan created |
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