p2p lending at lending club
paying off my credit cards
Homeownership Verified

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Listing Information
Amount: $20,000.00 Status: Expired
Grade: AA DTI: 66%
Lender Rate: 20% Borrower: eyeglasses12
Time Left: Finished State: CA
Funded: 39% Group: (No Group)
Purpose of loan:
This loan will be used topay off my credit card balances. 

My financial situation:
I am a good candidate for this loan because i have good credit and i pay my
credit cards on time-not late.Good FICO SCORE. At this time i am paying too
high interest rates on my credit cards-i would like to get a low monthly payment
with a low interest rate over a period of time for 7 years.

If i can get this loan i will be able to make the monthly payments and have some money left over for other monthly bills.
 
Our monthly income now is as follows:
Social Security for me-$1,412 for me
Annuity for me-$756.56
IHSS for my wife-$1,000
IHSS for me-$200.00

Right now i have $49,000 in an Ira account.
We have $400,00 in Insurance Policies.

Our Monthly mortgage payment is $1,919,17-current on this payment.
Property Taxes-Paid $1,010.54 twice a year-current-Dec. and April
Homeowner's INsurance-$520.00-Pd.in July-Current
Borrower's Other Listings
313957 pay off credit cards AA $10,000 @ 19% Apr 20, 2008 Expired
321835 paying off my credit cards AA $5,000 @ 9% Apr 30, 2008 Loan created

 

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