pay off other bills, emergency

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Listing Information
Amount: $7,500.00 Status: Loan created
Grade: B DTI: 33%
Lender Rate: 33% Borrower: AirforceZack
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Default Origination Date: 2008-04-14 EricsCC ROI: -19%
Status History
Apr 11, 2008 Current
Sep 05, 2009 Late
Sep 16, 2009 1 month late
Oct 15, 2009 2 months late
Nov 15, 2009 3 months late
Dec 15, 2009 4+ months late
Dec 16, 2009 Default
Purpose of loan:
This loan will be used to? get rid of high interest rate, and for emergency.

My financial situation:
I am a good candidate for this loan because? my goal is to build a good credit history in the next future, guarantee.

Monthly net income: $ 2200.00

Monthly expenses: $
  Housing: $ 400.00
  Insurance: $ 70.00
  Car expenses: $ 0
  Utilities: $ 50.00
  Phone, cable, internet: $ 100.00
  Food, entertainment: $ 250.00
  Clothing, household expenses $ 100.00
  Credit cards and other loans: $ 465.00
  Other expenses: $ 50.00
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