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A New Beginning - Trying to go Back to School Debt Free

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Listing Information
Amount: $3,000.00 Status: Withdrawn
Grade: HR DTI: 29%
Lender Rate: 8% Borrower: jamierbucklew
Time Left: Finished State: TX
Funded: 0% Group: 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group
Purpose of loan:
This loan will be used to pay off Credit Cards I have accumulated over the past 8 months due to unexpected life changes. I am wanting to go back to school to complete my degree in Accounting; I would like to do so without having to worry about all of the credit card payments I have that seem to never get smaller.

My financial situation:
I am a good candidate for this loan because I have a steady job, I pay all of my bills on time and I truly want to get out of this financial hole I am in. I have had a Prosper loan before and paid the entire loan off in 1 year. I keep track of my Credit Score each month through Experian and as of today it is showing that my current score is 649.

Monthly net income: $ 2,400 + Commission

Monthly expenses: $
  Housing: $ 850
  Insurance: $ 100
  Car expenses: $ 450 
  Utilities: $ 150
  Phone, cable, internet: $ 120
  Food, entertainment: $ 100
  Clothing, household expenses $ 50
  Credit cards and other loans: $ 350
  Other expenses: $ 50
Borrower's Other Listings
34785 Paying off High Interest Credit Cards C $3,600 @ 13% Aug 28, 2006 Loan created

 

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