Consolidate cc payments
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,150.00 | Status: | Withdrawn |
| Grade: | D | DTI: | 11% |
| Lender Rate: | 18% | Borrower: | GoFWD |
| Finished | State: | IN | |
| Funded: | 0% | Group: | (No Group) |
|
First, some facts. The Delinquent accounts all in settlement since last year and one of them is completely paid off (CHASE) . Experian updated this. I am and will be paying on time, every time for all other accounts and even the ones I pay on settlement. I have been paying on time for my accounts for over 9 years! I AUTHORIZED a representative to settle 3 accounts and it required I "stop" the payments to in order to close the accounts so we could get to the settlement part. It wasn't me "being neglient". If you don't understand the settlement process from a borrower's standpoint, please ask me. Those HAVE ALL been settled, and again, one of the accounts is now paid in full. The other two are on payment plans and paid on time, automatically. THIS IS NOT a court order or arbirtration! I, me, initiated this settlement to reduce interest rates at the time, pure and simple. Never heard of Prosper or others until this year, ok. If that isn't trusting enough for your review, PLEASE ask me questions, like you do your other borrowers. Nothing is more bewildering than a borrower being neglected without even ever being questioned. It is respectful. I will also authorize automatic deduction from my bank account when the loan is approved. My state Max is 17.78 % My Financial Picture : Will be used to reduce remaining credit card accounts. I have stopped the spending on these to esure there will be no "increases in debt" before loan is approved. Thanks TO ALL FOR TRUSTING AND BIDDING! You will be paid on time and most likely, less than 36 months. I just want to get established as a borrower now. Thanks for bidding! Monthly net income: $ 2640.00 Monthly expenses: $1450.00 Housing: $ 375.00 (wife splits with me) Insurance : $80.00 Car expenses: $ 50.00 (Paid for car 9/2007- paid loan off on time - Never Late $281.66 X 60 mos) Utilities: $ 0- Phone, cable, internet: $ 25 Food, entertainment: $250 Clothing, household expenses $ 35 (I am not flashy, big ticket buyer) Credit cards and other loans: $ 400 Other expenses: $ 185 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 285580 | 3 Accounts have been settled , No Car Loan, Need to Consolid | C | $5,500 @ 12% | Feb 28, 2008 | Withdrawn |
| 286017 | No Car Loan, Need to Consolidate | C | $7,000 @ 12% | Feb 29, 2008 | Withdrawn |
| 286140 | No Car Loan, Need to Consolidate | C | $6,000 @ 12% | Feb 29, 2008 | Withdrawn |
| 286655 | Debt Consolidation, 3 Settlements Done, No Car Loan | C | $5,000 @ 18% | Mar 01, 2008 | Withdrawn |
| 287155 | Pay off 3 Creditors | C | $4,750 @ 17% | Mar 03, 2008 | Withdrawn |
| 287157 | Pay off 3 Creditors | C | $4,750 @ 17% | Mar 03, 2008 | Withdrawn |
| 287234 | Pay off 3 Creditors | C | $3,000 @ 17% | Mar 03, 2008 | Expired |
| 289196 | Pay off 3 Creditors | C | $3,300 @ 18% | Mar 06, 2008 | Withdrawn |
| 289340 | RELIST - Were so close! Reduce Int Rates! | C | $2,500 @ 18% | Mar 06, 2008 | Withdrawn |
| 289696 | RELIST had to be again - Great News - Need to Consolidate | C | $2,500 @ 18% | Mar 06, 2008 | Withdrawn |
| 290578 | Final Year for Degree, Reinvest in Prosper | C | $3,000 @ 18% | Mar 09, 2008 | Withdrawn |
| 292854 | Pay Off High Interest | C | $5,000 @ 18% | Mar 13, 2008 | Withdrawn |
| 294475 | Personal Loan | C | $1,900 @ 18% | Mar 17, 2008 | Withdrawn |
| 295077 | Personal Loan | C | $1,000 @ 18% | Mar 18, 2008 | Withdrawn |
| 297130 | Personal Loan | C | $3,500 @ 18% | Mar 22, 2008 | Withdrawn |
| 297632 | Reinvest in Prosper / Payoff Credit Cards | C | $3,500 @ 18% | Mar 23, 2008 | Withdrawn |
| 297817 | RELIST - Reinvest in Prosper/State Max 17.78/ Pay CC | C | $2,500 @ 18% | Mar 23, 2008 | Expired |
| 300964 | Ended short of 50%, Relisting - Reinvest in Prosper | C | $2,750 @ 18% | Mar 28, 2008 | Withdrawn |
| 300969 | Ended short of 50%, Relisting - Reinvest / Reduce Interest | C | $3,000 @ 18% | Mar 28, 2008 | Withdrawn |
| 300984 | Ended short of 50%, Relisting - Reinvest / Reduce Interest | C | $2,000 @ 18% | Mar 28, 2008 | Expired |
| 302434 | Relist Again - Need for Immediate Goal | D | $1,500 @ 18% | Apr 01, 2008 | Withdrawn |
| 303144 | Relist New Goal - Consolidate into lower monthly payment | D | $3,500 @ 18% | Apr 01, 2008 | Withdrawn |
| 304170 | Relist New Goal - Consolidate into lower monthly payment | D | $1,150 @ 18% | Apr 03, 2008 | Expired |
| 306726 | Consolidate cc payments/Max for state is 17.78% | D | $1,450 @ 18% | Apr 09, 2008 | Withdrawn |
| 306760 | Consolidate Pay Off CC//Dentalwork/Max is 17.78% | D | $4,000 @ 18% | Apr 09, 2008 | Withdrawn |
| 312784 | Consolidate Pay Off CC - Dentalwork | D | $3,000 @ 35% | Apr 17, 2008 | Withdrawn |
| 313082 | Consolidate Pay Off CC - Dentalwork | D | $3,000 @ 30% | Apr 17, 2008 | Withdrawn |
| 329640 | Consolidate Pay Off Credit Card Debts | D | $3,500 @ 35% | May 09, 2008 | Withdrawn |
| 352954 | Consolidate Pay Off Credit Card Debts | D | $3,500 @ 35% | Jun 18, 2008 | Withdrawn |
| 352967 | Consolidate Pay Off Credit Card Debts | D | $3,500 @ 35% | Jun 18, 2008 | Expired |
| 357264 | Pay Off CC Debts | D | $1,500 @ 24% | Jun 25, 2008 | Loan created |
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