p2p lending at lending club
Home improvements for sons graduation/consolidating bills

Click Here to view this listing on Prosper
Listing Information
Amount: $4,999.00 Status: Loan created
Grade: E DTI: 32%
Lender Rate: 35% Borrower: getittogether5
Time Left: Finished State: MN
Funded: 100% Group: 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group
Loan Information
Loan Status: Current Origination Date: 2008-04-16 EricsCC ROI: 32%
Status History
Apr 16, 2008 Current
Purpose of loan:
Thank you for taking the time to consider my loan.  I currently have a Prosper loan.  I am requesting $4999.00, my plan is to pay off my $750.00 in credit card debt, pay off my other Prosper loan, and then use the rest to make home improvements for my sons upcoming graduation from highschool in June.  This way I would only have one payment and I can get my house fixed up.
My financial situation:
I currently work with a company performing building maintenance and shipping and receiving. I have been with this company for almost 5 years.  I work 40+ hours a week. I am currently attending college to receive my degree as an IT Specialist.  I am trustworthy and responsible person.  I have been married for 11 years and have 3 children.  My wife is also attending college to become a nurse.  She works a full-time job and a part-time job on the weekend for extra money.  My wife currently makes the house payment and I pay all the other bills. 

Monthly net income: $ 2611.00
Monthly expenses: $ 2052.61 - This leaves almost $500.00 extra a month
Housing: $ 0- My wife makes the mortgage payment  
Insurance: $ 210.00  
Car expenses: $ 283.61  
Utilities: $ 200.00  
Phone, cable, internet: $ 228.00  
Food, entertainment: $ 450.00  
Clothing, household expenses $ 200.00  
Credit cards and other loans: $ 280.00 - $130.00 of this will be gone with a new Prosper loan
Other expenses: $ 200.00
Borrower's Other Listings
147041 Pay off medicalf bills - want one payment E $4,500 @ 19% Jun 05, 2007 Expired
160207 Relist - I want one payment- Please help E $4,500 @ 25% Jun 28, 2007 Expired
169613 Relist - I want one payment- Please help E $4,500 @ 25% Jul 15, 2007 Expired
178525 4th Re-list - Money, I need it. Please loan it. E $4,700 @ 25% Jul 30, 2007 Expired
197421 Relist- Sucked into Payday Loans E $3,800 @ 26% Sep 04, 2007 Expired
199776 Trapped in the Payday loan cycle E $3,200 @ 28% Sep 10, 2007 Loan created
299660 Home improvements for sons graduation/consolidating bills E $8,500 @ 30% Mar 26, 2008 Withdrawn
300449 Home improvements for sons graduation/consolidating bills E $5,000 @ 35% Mar 27, 2008 Expired

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here