Handshake Loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,600.00 | Status: | Cancelled |
| Grade: | HR | DTI: | 3% |
| Lender Rate: | 35% | Borrower: | handshakeloan |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
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Purpose of loan: This loan will be used to build credit history. I learned that prosper won't allow you to finance your own loan request. My plans are to buy a house in summer 2009 and need to show a history of on-time payments as well as a mix of different credit granted. I don't want to buy a new car for one I don't need one and two banks want to loan a minimum of about $7500. This loan should be enough to help in accomplishing a better credit score. If you have any tips please write. Thanks. My financial situation: I'm in a very good financial situation. My expenses are low and being in the oil energy sector my job is secure. I will have worked there 7 years this June. Monthly net income: Ranges from $2200 to $3000 depending on overtime. Monthly expenses: $ Housing: $550 Insurance: $ 75 Car expenses: $200 Utilities: $ 0 Phone, cable, internet: $ 80 Food, entertainment: $ 600 Clothing, household expenses $ 100 Credit cards and other loans: $ 200 Other expenses: $ 401k-- $1000 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 299430 | Handshake Loan | HR | $2,551 @ 33% | Mar 25, 2008 | Withdrawn |
| 301552 | Handshake Loan | HR | $1,000 @ 18% | Mar 29, 2008 | Withdrawn |
| 317894 | building credit score for home purchase in summer 2009 | C | $10,500 @ 25% | Aug 08, 2008 | Withdrawn |
| 381305 | Summer 2009 | C | $7,500 @ 30% | Aug 11, 2008 | Loan created |
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