Expanding Business
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,700.00 | Status: | Withdrawn |
| Grade: | B | DTI: | 34% |
| Lender Rate: | 16% | Borrower: | ggoinc1 |
| Finished | State: | NC | |
| Funded: | 8% | Group: | (No Group) |
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Purpose of loan: Let me start out by saying how grateful I am that you would consider loaning to an individual as myself. I am a hardworking Christian individual who is tire working a 40 hr a week job. Myself like most of the middle class Americans are tired of working day in and day out which in return benefits the company?s we work for. The reason I am requesting a second loan is so that I can expand my transportation business. I am in the need for a new hauler. Since my first loan with Prosper I have been able to reduce my hours at my full-time job so that I can spend more time on the road making money for myself with my transportation business. In the past I did have my own transportation company (GGO Inc.) where I transported vehicles for individuals who either did not want to drive it to their designation because of either a classic condition or did not have the funds to pay a corporate transportation company. While I am still working a full-time job, I have a home based business known as Ecoquest, where I am a distributor for the most advanced systems in air purification which is unlike any other air purification systems out there on the market today. I purchase the systems outright and distribute them on my own time making a couple hundred dollars for each one. That part-time business with Ecoquest is going pretty well. And last as most of you might know that when you are working for someone else your time with your family is limited. I have two grandkids that are in other states that I do not get to see as often as I would, also a mother who lives in Virginia that was widowed about a year ago and is there alone who needs assistance from myself. If my loan is funded this will help me get a good start to having the financial freedom so I may be my own boss and have the luxury of being there for my family when they need me. Again, considering helping me get funded would be greatly appreciated. Monthly Income: $3500.00 (not including revenue from my own businesses. Monthly Expenses: Housing: $800.00 Insurance: $70.00 Car expenses: $200.00 Utilities: $125.00 Phone, cable, internet: $85.00 Food, entertainment: $150.00 Clothing, household expenses $75.00 Credit cards and other loans: $600.00 (first Prosper Loan) Other expenses: $ 100.00 (Contributions to the Church) $300.00 (additional income from daughter) My financial situation today: Since getting my first loan through Prosper, I have been able to dedicate all my money from my employment as a CDL Driver to cutting my mortgage payment from $1800.00 per month to about $700.00 per month. I have not once been late on my Prosper loan payments. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 188024 | Starting New Home Based Business | AA | $20,000 @ 13% | Aug 16, 2007 | Expired |
| 195915 | Starting New Home Based Business | AA | $17,500 @ 12% | Sep 01, 2007 | Loan created |
| 304668 | Continuing to enhance own business | B | $9,500 @ 16% | Apr 04, 2008 | Withdrawn |
| 304745 | Continuing to enhance own business | B | $9,500 @ 18% | Apr 05, 2008 | Withdrawn |
| 305707 | Starting New Business | B | $8,200 @ 16% | Apr 07, 2008 | Withdrawn |
| 306299 | Starting New Business | B | $8,200 @ 13% | Apr 08, 2008 | Loan created |
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