Getting rid of all debt to finish education and start anew.
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Withdrawn |
| Grade: | B | DTI: | 56% |
| Lender Rate: | 21% | Borrower: | aj7784 |
| Finished | State: | MD | |
| Funded: | 32% | Group: | (No Group) |
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Purpose of loan: This is my second listing with Prosper and I hope that it goes as well as my first one. The first loan that I received helped me very much but in a different way than I intended. I wanted to put the loan towards paying off all of my credit card debt and helping me to continue/finish my education. Unfortunately this did not happen because my brother sufferred an injury to his eye causing him to need surgery that I had to pay for because my parents were unable to undertake this expense. Shortly afterwards I had to have surgery myself and before I knew it, the whole loan was utilized, but in a very good way because I didn't have to worry about medical bills. So now what I wish to do is use this loan to not only pay off all of my credit card debt but to also help pay for my tuition. I am looking forward to only owing to one single creditor, being Prosper. My financial situation: I am a very dependable candidate for a personal loan because I have been with my employer for almost 10 years, and received a promotion to full time status a little over 2 years ago. I pay all of my bills on time if not early, I have a detailed budget plan that I follow each month to ensure that I have the adequate funds to pay for everything that is needed to be covered. Since I also assist my parents and brother with their financial obligations this is why I have requested a loan to help me pay everything off in a quicker amount of time to help improve my credit score so I can finish my education and eventually purchase a home of my own. Monthly net income: $ 1958.86 Monthly expenses: $ Housing: $ 0 Insurance: $ 147.45 Car expenses: $ 456.80; 40 dollars every two weeks for gas Utilities: $ 0 Phone, cable, internet: $ 300 Food, entertainment: $ 150 Clothing, household expenses $ 200 Credit cards and other loans: $ 700+ Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 196716 | Getting rid of all debt to continue education | C | $8,000 @ 20% | Sep 03, 2007 | Loan created |
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