Quality of Life for my kids
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Expired |
| Grade: | D | DTI: | 14% |
| Lender Rate: | 13% | Borrower: | JCORVO |
| Finished | State: | NY | |
| Funded: | 0% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
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ABOUT ME: I am 34 years old, married for 1 year, 4 children ages 5, 7, 8, and 10. I have been with US MARINES my employer for over 16 years. EXPLANATION OF BAD CREDIT: I have always been responsible with my current spouse but 5 years ago my credit scores slipped to 500 because of a divorce and I HAD to file a BK.... because of joint accounts that had not been maintain by my ex during my past deployments. But things have improved since MY BK because all joint accounts were settled. My DTI (debt to income ratio) is low. MY credit score continues to rise. Iam only a couple points from an increased credit rating. The 1 deliquent account is a cable bill that was not mine over 4 yrs ago. I CONTINUE to refute this account amount owed is 52.00. I'm asking for a chance to prove myself and to get my credit scores back up to where they should be. If you bid on my listing I promise that I will not let you down. Making my payments on time will be my top priority each month, I sincerely promise you that and as you can see from my financial details, I will have the money to do it. WHAT I WILL DO WITH THE MONEY LOANED TO ME: $1000.00 payoff completed home project(oil tank), 2000.00 to UPGRADES KIDS BATHROOM (plumbing) and 500.00 for car repair additional 500.00 toward backyard landscaping. HERE ARE MY MONTHLY FINANCIAL DETAILS: Net income after payroll deductions from all sources: $6200.00 Spouse's Income: $ 3000.00 Total monthly family Income $ 9200.00 Mortgage/Rent: $ 2650.00 Phone: $ 200.00 Gas: $ 0 electricity & Water: $ 150.00 Car Loan and Operating Expenses: $ 900.00 (2 cars) Food: $ 300.00 Insurance: $ 310.00 (2 cars) Cable/Internet: $ 100.00 Clothing, expenses for children, etc. $ 300.00 Credit cards and loans that won't be paid off with my Prosper loan: Child support(1st marriage): 1500.00 ----------- Total Monthly Expenses: $ 6760.00 I WILL HAVE $ 2440.00 left to make the payments on my Prosper loan. CLOSING REMARKS TO LENDERS: As you can see, I am. Prepared to improve the Quality of life for my kids. As a US MARINE I maintain the integrity and dependability necessary to guarantee my payment. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 46860 | MONEY TO UPGRADE NEW HOME(US MARINE) | D | $5,000 @ 9% | Oct 10, 2006 | Withdrawn |
| 47743 | money for home of Veteran | D | $3,000 @ 14% | Oct 13, 2006 | Expired |
| 51713 | MONEY FOR FAMILY | D | $1,000 @ 15% | Oct 22, 2006 | Loan created |
| 86929 | FAMILY HOME IMPROVEMENT | HR | $7,500 @ 14% | Jan 20, 2007 | Withdrawn |
| 142889 | Quality of Life for my kids | HR | $3,500 @ 12% | May 25, 2007 | Expired |
| 348724 | Quality of Life for my kids | D | $2,500 @ 25% | Jun 11, 2008 | Expired |
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