Teacher/Mother Wants To Consolidate Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 35% |
| Lender Rate: | 21% | Borrower: | goodride |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-04-18 | EricsCC ROI: | 18% |
| Status History | |
|---|---|
| Apr 18, 2008 | Current |
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Purpose of loan: This loan will be used to pay off my high interest credit cards that accumulated during my transition into teaching (Teach for America) and while I was pursuing my Masters Degree. My financial situation: I am a good candidate for this loan because I am very responsible with money and determined to build my credit so that I can move into a bigger house for my family (I have a ten month old son). I am well educated and have a steady job. I just finished my Masters in Science Education and recieved my pay increase. Monthly net income: Approximately $3,000 alone, ($4,100 including joint income) Monthly expenses: $ 3413.81 Housing: $ 1,118.81 Car Insurance: $ 162.00 Car expenses: $ 600.00 including gas. Utilities: $ 150.00 Phone, cable, internet: $ 223.00 (includes family cell phone plan) Food, entertainment: $ 300.00 Clothing, household expenses $ 100.00 Credit cards and other loans: $ 100.00 Other expenses: $ 960.00 (Including Daycare and other bills) Money available for loan repayment= $686.19/month |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 259565 | Need to pay off my high interest credit cards! | C | $12,500 @ 26% | Jan 03, 2008 | Expired |
| 271996 | Teacher/Mother Wants To Consolidate Debt | C | $12,500 @ 34% | Jan 27, 2008 | Withdrawn |
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