Continuing to enhance own business
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,500.00 | Status: | Withdrawn |
| Grade: | B | DTI: | 35% |
| Lender Rate: | 16% | Borrower: | ggoinc1 |
| Finished | State: | NC | |
| Funded: | 10% | Group: | (No Group) |
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Purpose of loan: Let me start out by saying how grateful I am that you would consider loaning to an individual as myself. I am a hardworking Christian individual who is tired of having to work a 40 hr a week job. Myself like most of the middle class Americans are tired of working day in and day out which in return benefits the company?s we work for. The reason I am requesting a second loan is so I may expand and continue to prosper at my transportation business. While I still continue to work full-time employment, I have been able to reduce my hours so I may concentrate more on my own business. With my current job I am employed as a CDL Driver for a major company. In the past I did have my own transportation company (GGO Inc.) where I transported vehicles for individuals who either did not want to drive it to their designation because of either a classic condition or did not have the funds to pay a corporate transportation company. Since having my first loan with Prosper funded I have been able to put most of my regular income to reducing my mortgage payment from $1800.00 to just a little over $700.00 a month. I have also had more time to spend with my mother who was widowed about a year ago, so when I have some free time I am able to take her shopping and to church on Sunday. Our parents were there for us and now we need to be here of them. When you are stuck working for someone else your time with your family is limited If my second request is funded this will help me to continue on the path to financial freedom so maybe some day real soon I can quit my full-time employment all together. Again, considering helping me get funded would be greatly appreciated. Monthly Income:$3500.00 (not including revenue from transportation business.) Monthly Expenses: Housing: $800.00 Insurance: $70.00 Car expenses: $200.00 Utilities: $125.00 Phone, cable, internet: $85.00 Food, entertainment: $150.00 Clothing, household expenses $75.00 Credit cards and other loans: $578.00 which is down to 14K from 17K Other expenses: $ 100.00 (Contributions to the Church) My financial situation: As you can see, my credit rating is good. I always pay my bills on time and at this time; I am not late with any payments. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 188024 | Starting New Home Based Business | AA | $20,000 @ 13% | Aug 16, 2007 | Expired |
| 195915 | Starting New Home Based Business | AA | $17,500 @ 12% | Sep 01, 2007 | Loan created |
| 304745 | Continuing to enhance own business | B | $9,500 @ 18% | Apr 05, 2008 | Withdrawn |
| 305282 | Expanding Business | B | $8,700 @ 16% | Apr 06, 2008 | Withdrawn |
| 305707 | Starting New Business | B | $8,200 @ 16% | Apr 07, 2008 | Withdrawn |
| 306299 | Starting New Business | B | $8,200 @ 13% | Apr 08, 2008 | Loan created |
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