HELP!! 12 year old daughter needs braces
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,300.00 | Status: | Loan created |
| Grade: | E | DTI: | 30% |
| Lender Rate: | 22% | Borrower: | rtulm |
| Finished | State: | OH | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-04-22 | EricsCC ROI: | 19% |
| Status History | |
|---|---|
| Apr 22, 2008 | Current |
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About US: We are a family of 6, 4 young daughters between the ages of 15 and 6. We have been married for 16 years and have been fighting a bad financial situation ever since my wife was diagnosed with MS. We pretty much back on the right track but don't have extra cash at this time. My daughter needs braces at a cost of more than $6,000, insurance paid part but we are still stuck with more than a $4,500 balance. We can cover more than half that but need your help to cover the rest. Please help us and we will not let you down. Purpose of loan: The loan will be used to pay for my daughters braces...we originally got into a mess because of my wife MS, we now have that situation (at least financially) under control. Helping us cover these costs would keep us on the right track. My financial situation:Not included is my wife's income, she works as an RN at a children?s hospital and nets about $2000 per month, I net nearly $3500 per month. Payback: We currently have a loan through prosper which is in good standing. The monthly payments are taken directly from our checking account, an account we have had for more than 10 years. Both of us have direct deposit. Monthly net income: $3500.00 (me) $2000.00 (wife) Monthly expenses: $ 3478.00 Housing: $ 927.00 Insurance: $ 159.00 Car expenses: $ 700.00 (including gas) Utilities: $ 310.00 Phone, cable, internet: $ 92.00 Food, entertainment: $ 700.00 Clothing, household expenses $ 200.00 Credit cards and other loans: $ 240.00 (does not include payday loans which will be eliminated for good!) Other expenses: $ 150.00 We will clearly have more than enough incometo pay off this loan and start saving so when these situations arise in the future, and they will, we should be able to handle them. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 142796 | Help get rid of payday loans | E | $5,000 @ 22% | May 25, 2007 | Withdrawn |
| 143687 | HELP! I'm drowning in pay day loans | E | $5,300 @ 21% | May 28, 2007 | Expired |
| 146983 | HELP!! We can't get out of the "Payday Loan Trap" | E | $5,000 @ 21% | Jun 05, 2007 | Expired |
| 152498 | HELP!! We can't get out of the "Payday Loan Trap" | E | $3,300 @ 21% | Jun 15, 2007 | Loan created |
| 300043 | HELP!! 12 year old daughter needs braces | E | $2,300 @ 22% | Mar 27, 2008 | Expired |
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