Payoff High Interest (24.99%+) Credit
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Expired |
| Grade: | D | DTI: | 32% |
| Lender Rate: | 18% | Borrower: | NorCal_Secure |
| Finished | State: | CO | |
| Funded: | 0% | Group: | (No Group) |
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Purpose of loan: This loan will be utilized to pay down existing high interest credit as we work to establish equity. Please consider: 1) I currently have a loan with Prosper.com and have not missed payments. 2) I have NEVER been delinquent in paying any of my debt. My credit score is due to a high DTI ratio which I am working to turn around. My financial situation: I am currently an Area Director of Sales & Marketing in New Orleans, LA. Two years ago I accrued significant debt while traveling the world and generally "being single." Over the past year I have settled with my fiance, now wife, and have been in "repayment mode" since October 2006. I have wisely consolidate most of my debt with my employers federal credit union and am making progress so we may purchase our first home in 2008. I am financially stable with a solid employment record. Monthly net income: $6,000 Monthly expenses: $ Housing: $400 - Wife (also employeed and earning $100,000+) currently manages the rent and most household expenditures so I may payoff our debt. Car expenses: $500 Utilities: $150 Phone, cable, internet: $75 Food, entertainment: $400 Credit cards and other loans: $2600 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 191636 | Payoff Wedding | D | $4,000 @ 22% | Aug 23, 2007 | Loan created |
| 293247 | Payoff High Interest (24.99%+) Credit | D | $4,000 @ 9% | Mar 14, 2008 | Expired |
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