Buying a home
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,500.00 | Status: | Expired |
| Grade: | D | DTI: | 13% |
| Lender Rate: | 29% | Borrower: | ShawnWilliamson |
| Finished | State: | UT | |
| Funded: | 22% | Group: | (No Group) |
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Purpose of loan: I'm buying a mobile home. I can withdraw money from my 401k to cover most of it, but I need just a little more. My financial situation: I am a good candidate for this loan because I have one other loan with prosper that has never been late. I am reestablishing my credit and buying this home outright will help me further. I completed a chapter 13 bankruptcy last year. I paid back 100% of what I owed over 3 years. Only 20% of chapter 13 filers actually complete their plan. I think that says something about us. My credit report shows 1 delinquency. This is an error I am disputing. But the process could take 30 days and I can't wait that long or I may lose the deal on the home. The error has to do with one item on my credit report not showing that it was included in the bankruptcy. Monthly net income: $2,200 My wife's net income: $1,800 Total house hold net income: $4,000 Monthly expenses: Housing: $ 650 Insurance: $ 120 Car expenses: $200 Utilities: $ 50 Phone, cable, internet: $ 220 Food, entertainment: $ 300 Clothing, household expenses $200 Credit cards and other loans: $ 100 Other expenses: $ 300 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 164385 | Rebuilding credit | E | $2,000 @ 18% | Jul 06, 2007 | Loan created |
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