p2p lending at lending club
Need to pay the IRS & two credit cards

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Listing Information
Amount: $8,000.00 Status: Expired
Grade: HR DTI: 23%
Lender Rate: 29% Borrower: jlick359
Time Left: Finished State: CA
Funded: 1% Group: (No Group)
Hello again.  After having a loan on Prosper for over a year and paying on time, I am now looking forward to requesting a new loan where I can consolidate some additional debt.  I was advised by Prosper that I can apply for another loan up to 22k because of my ?paying on time? status. Although I know I can request a higher amount, I have decided to only request what I need for now, which will include paying off my existing loan with Prosper. Please feel free to ask any questions. Thanks!

CARD BALANCES:    IRS - $2,000.00
                                WaMu Visa - $3,180.28
                                Existing Prosper loan - $2,197.43
                                Capital One Visa - $495.17
                
                                Total - $8,000

Amount being requested - $8,000

The remaining $127.12 will applied to a Capital One Mastercard with a balance of $470.98.

MONTHLY FINANCIAL DETAILS:      $3,484 ? Net income (not including monthly commission of $1,500)
                                                      $754 ? Car payment 
                                                      $1,200 ? Rent 
                                                      $285 ? Monthly credit payments
                                                      $270 ? Utilities
                                                      $150 ? Gas

I will have $2,325 which can be used to make the NEW Prosper loan payment.

IN CLOSING:  As you can see from my previous Prosper listing, I have been on time with my current Prosper loan for a year now and have been endorsed as well as verified on Prosper.  This is the second step towards financial freedom for me - and I take my obligation on here very seriously. Thank you for taking
Borrower's Other Listings
107344 Sales professional ready to get out of credit card debt HR $3,000 @ 20% Mar 07, 2007 Loan created
298997 Ready to finally be free of credit card debt HR $16,926 @ 35% Mar 25, 2008 Withdrawn

 

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