Need to pay the IRS & two credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,000.00 | Status: | Expired |
| Grade: | HR | DTI: | 23% |
| Lender Rate: | 29% | Borrower: | jlick359 |
| Finished | State: | CA | |
| Funded: | 1% | Group: | (No Group) |
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Hello again. After having a loan on Prosper for over a year and paying on time, I am now looking forward to requesting a new loan where I can consolidate some additional debt. I was advised by Prosper that I can apply for another loan up to 22k because of my ?paying on time? status. Although I know I can request a higher amount, I have decided to only request what I need for now, which will include paying off my existing loan with Prosper. Please feel free to ask any questions. Thanks! CARD BALANCES: IRS - $2,000.00 WaMu Visa - $3,180.28 Existing Prosper loan - $2,197.43 Capital One Visa - $495.17 Total - $8,000 Amount being requested - $8,000 The remaining $127.12 will applied to a Capital One Mastercard with a balance of $470.98. MONTHLY FINANCIAL DETAILS: $3,484 ? Net income (not including monthly commission of $1,500) $754 ? Car payment $1,200 ? Rent $285 ? Monthly credit payments $270 ? Utilities $150 ? Gas I will have $2,325 which can be used to make the NEW Prosper loan payment. IN CLOSING: As you can see from my previous Prosper listing, I have been on time with my current Prosper loan for a year now and have been endorsed as well as verified on Prosper. This is the second step towards financial freedom for me - and I take my obligation on here very seriously. Thank you for taking |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 107344 | Sales professional ready to get out of credit card debt | HR | $3,000 @ 20% | Mar 07, 2007 | Loan created |
| 298997 | Ready to finally be free of credit card debt | HR | $16,926 @ 35% | Mar 25, 2008 | Withdrawn |
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