Divorce Debt Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,600.00 | Status: | Loan created |
| Grade: | B | DTI: | 11% |
| Lender Rate: | 11% | Borrower: | oborseth |
| Finished | State: | CO | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-04-14 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Apr 12, 2008 | Current |
|
This
is my third loan through Prosper. The first one was for $1000 @ 12.5% and I
paid it off in about six months. Second one was for $2000 @ %14.5 of which I currently own less then $600 and it will be paid off with this loan. Purpose of loan: I am going through a divorce (amicable) and would like to consolidate my current prosper loan and my two credit cards into a single loan. I will be paying off the following debt (this is all of my outstanding unsecured debt): 1) Master Card: $965.63 2) Visa Card: $2,075.11 3) Prosper: $537.30 My financial situation: My current financial situation is solid. I have a bankruptcy that was discharged just over two years ago due to a horribly failed business attempt. Other than that, all is well. I've brought my credit rating to a B in two years time since the bankruptcy, I'm pretty decent at handling my money just not very decent at running a business apparently. For some reason my credit report shows a delinquent account but there is NOT one. It also shows the delinquent amount as $0 so I'm not sure what the issue is with that. I'll be pulling my credit report shortly too check it out. The only delinquency I've had recently was when I forgot to transfer funds to the account that pays my current Prosper loan, which I rectified that same day. Monthly net income: $5247.00 Monthly expenses: Housing: $1500 Insurance: $180 Car expenses: $200 - $300 Utilities: $100 - $250 (depending on the season) Phone, cable, internet: $25 - $50 Food, entertainment: $600 - $800 Clothing, household expenses $200 - $300 Credit cards and other loans: $400 - $600 Other expenses: about $800 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 23530 | Testing out the process | C | $1,000 @ 13% | Jul 07, 2006 | Loan created |
| 144028 | Vacation | D | $2,000 @ 14% | May 29, 2007 | Withdrawn |
| 144436 | Vacation Spending Money | D | $2,000 @ 15% | May 30, 2007 | Loan created |
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