Paying off bills and loans
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 34% |
| Lender Rate: | 22% | Borrower: | mcnorweb |
| Finished | State: | ID | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-08 | EricsCC ROI: | 20% |
| Status History | |
|---|---|
| Jul 09, 2008 | Current |
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Purpose of loan: This loan will be used to to pay off two short-term loans, two payday loans, and credit cards. Right now between the two short-term loans, two payday loans, and credit cards, my monthly payment is approximately $375 . If I could acquire one long-term loan for $3,500 at maybe 20% for 3 years, this would help tremendously. This would allow me over $200 per month to put toward bills to get current and possibly a little fun for my family. My financial situation: I am a good candidate for this loan because I pay my bills every month. Because of some large medical bills (which are now paid off), I did get behind and am having a difficult time getting back on track - thus the need to apply for and receive the short-term loans and payday loans. Good credit is important to me and I try my best to pay my bills on time. I have been at my current job for 11 years and am a hard-working and conscientious employee. Monthly net income: $4200 Monthly expenses: $4215 Housing: $1150 Insurance: $125 Car expenses: $750 Utilities: $170 Phone, cable, internet: $100 Food, entertainment: $400 Clothing, household expenses $100 Credit cards and other loans: $600 Other expenses: $600.00 daycare, $20.00 st. luke's children's hospital (this is not a bill; it is a monthly donation), $100 church offering, $100 prescriptions. |
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