p2p lending at lending club
Recovery and Repair..Looking for a 2nd Chance

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Listing Information
Amount: $6,000.00 Status: Loan created
Grade: E DTI: 8%
Lender Rate: 25% Borrower: Franikin
Time Left: Finished State: CA
Funded: 100% Group: Professors
Loan Information
Loan Status: Default Origination Date: 2006-03-30 EricsCC ROI: -38%
Status History
Jul 12, 2006 Current
Jul 16, 2007 Late
Jul 31, 2007 1 month late
Aug 31, 2007 2 months late
Oct 01, 2007 3 months late
Nov 01, 2007 4+ months late
Dec 28, 2007 Default
I would like to get back on the road of prosperity however I need to find some help to get out of debt.  I have some deliquencies that I need to pay off and improve my credit rating.  I am now ready to do the right thing. I finished college after a long journey and now have a lot of student loans that I am now getting under control.  It's the other debt that I have that I need to address.  Through this journey I've made some mistakes with money and have learned alot.  I know now my responsibilities and would like to improve my life and credit score.  I will make timely payments.  I give you my word and my word is good as gold!  It's all about the credit score in the country and I am afraid to have a bad score when time comes to finally buy a new house (but in California, only millionaires are comfortable so any help to improve my chances will help). I'm not there yet but I would like to get on the road to becoming debt free.  I think I can do this but a little help would be awesome.  I know I'm a better person than what my credit rating says.  Doesn't everyone deserve a 2nd chance?  Thanks for reading!  If you want to hear more about me, just drop me a line.
Borrower's Other Listings
2657 Looking for a second chance E $7,000 @ 14% Mar 21, 2006 Withdrawn
2763 Recovery and Repair..Looking for a 2nd Chance E $7,000 @ 15% Mar 21, 2006 Withdrawn

 

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