p2p lending at lending club
1st LOAN 16 PAYMENTS NEVER LATE!
Homeownership Verified

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Listing Information
Amount: $5,000.00 Status: Expired
Grade: HR DTI: 38%
Lender Rate: 29% Borrower: HARLEYRIDER1959
Time Left: Finished State: MO
Funded: 28% Group: (No Group)
Purpose of loan:
This loan will be used to refinance current prosper loan and lower monthly payment.

My financial situation:
I am a good candidate for this loan because I have had a loan thru prosper since 2006 and payments have always been paid on time. Between my wife and my income, we make 77,000.00 a year so paying off this loan is no problem. My annual pay last year was 55,000.00. I have made payments of 334.00 on current prosper loan with no problem. So bid with confidence as the payments if funded will be lower and as before paid in full on time.

Monthly net income: $ is  no less than 2000.00 to 4000.00 a month depending on overtime.
I get alot of overtime but never count on that as it can end at anytime. Overtime checks I deposit 1200.00 a week. My job has alot of overtime.  Being I have been there now for over 27 years I can work all the extra hours I want.

Monthly expenses: $
  Housing: $ 390.00
  Insurance: $ house insurance is 100.00 an month 
  Car expenses: $ truck payment 365.00 (this will be paid off in 1 year) car insurance is 118.00 (but wife pays it)
  Utilities: $ wife pays
  Phone, cable, internet: $ wife pays
  Food, entertainment: $ 200.00
  credit cards 300.00 monthly
  Prosper loan 334.00 monthly (this will be  lower if Funded)

  DQ's are from medical bills. I had been fighting with insurance for payment and they drug it out so long that the 2 
accounts went into a collection status while waiting for payment from the company.

  Public record is from  2000 and  I have been writing  requesting it be taken off report but that request hasn't been granted  yet.

  Thank you so much for reviewing my loan request.


Borrower's Other Listings
25322 LEFT HOLDING THE BAG & HIGH INTEREST! E $10,000 @ 9% Jul 18, 2006 Withdrawn
26517 TIRED OF HIGH INTEREST CARDS IMPROVING CREDIT! E $10,000 @ 12% Jul 25, 2006 Expired
27917 A NEW DAWN WANT MY GOOD CREDIT RATING BACK! E $10,000 @ 13% Jul 31, 2006 Expired
28995 A NEW DAWN & GET MY GOOD CREDIT RATING BACK RELISTING! E $10,000 @ 13% Aug 04, 2006 Expired
30706 A NEW DAWN & GET MY GOOD CREDIT RATING BACK RELISTING D $10,000 @ 13% Aug 11, 2006 Expired
31846 A NEW DAWN & GET MY GOOD CREDIT RATING BACK!! D $10,000 @ 16% Aug 16, 2006 Expired
39082 CONSOLIDATION LOAN FOR HIGH INTEREST CARDS! E $10,000 @ 16% Sep 13, 2006 Expired
41106 CARD CONSOLIDATION RELISTING E $10,000 @ 16% Sep 21, 2006 Expired
44942 CONSOLIDATION AND GET RID OF HIGH INTEREST! HR $10,000 @ 19% Oct 05, 2006 Expired
51929 TEARING UP HIGH INTEREST CARDS! RELISTING! HR $10,000 @ 22% Oct 23, 2006 Withdrawn
53678 CONSOLIDATION LOAN FOR A BETTER FUTURE! E $8,500 @ 19% Oct 26, 2006 Withdrawn
55468 CONSOLIDATION LOAN & IMPROVE CREDIT SCORE!! E $8,500 @ 24% Oct 31, 2006 Withdrawn
56397 CONSOLIDATION 8TH LISTING & STILL KEEPING THE FAITH!! E $8,500 @ 24% Nov 02, 2006 Loan created
291051 REFINANCE CURRENT PROSPER LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 23% Mar 10, 2008 Withdrawn
291633 REFINANCE CURRENT PROSPER LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 21% Mar 11, 2008 Withdrawn
291650 REFINANCE CURRENT PROSPER LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 21% Mar 11, 2008 Expired
294116 REFINANCE CURRENT PROSPER LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 21% Mar 17, 2008 Withdrawn
296420 REFINANCE CURRENT PROSPER LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 24% Mar 20, 2008 Withdrawn
298215 REFINANCE CURRENT PROSPER LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 30% Mar 24, 2008 Withdrawn
298906 2nd LOAN 1st LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 31% Mar 25, 2008 Withdrawn
298941 2nd LOAN 1st LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 31% Mar 25, 2008 Expired
301672 1st LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 29% Mar 30, 2008 Withdrawn
301677 1st LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 29% Mar 30, 2008 Withdrawn
306737 RELIST_17 PAYMENTS NEVER LATE! HR $5,000 @ 29% Apr 09, 2008 Expired
310240 1st Loan -17 PAYMENTS NEVER LATE! HR $5,000 @ 29% Apr 14, 2008 Expired
411906 LENDER BORROWER NEEDING TO CONSOLIDATE DEBT E $5,000 @ 29% Oct 11, 2008 Withdrawn
412711 2nd PROSPER LOAN 23 PAYMENTS & NEVER LATE E $5,000 @ 23% Oct 13, 2008 Withdrawn
413009 2nd PROSPER LOAN NEED HELP RE-COOPING FROM BEING ON STRIKE! E $2,900 @ 30% Oct 13, 2008 Withdrawn
413995 2nd PROSPER LOAN- E $2,900 @ 30% Oct 15, 2008 Cancelled

 

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