Debt Consolidation/Medical Bills
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Expired |
| Grade: | D | DTI: | 48% |
| Lender Rate: | 13% | Borrower: | Crisis816 |
| Finished | State: | NJ | |
| Funded: | 0% | Group: | 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group |
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Purpose of loan: This loan will be used to consolidate a few credit cards and about $500.00 in hospital bills from my son?s birth. We have paid off about 90% and would like to pay them off in whole. He was in the NICU for almost a week, so his stay was expensive, even with insurance. Most of the credit card debit was accumulated during his birth and paying the hospital bills on a credit card. List of Debts being consolidated: Capital One: $2700 MP 46 Aspire: $715 MP 35 Orchard Bank: $900 MP 52 Hospital Bills $500 MP 45 My financial situation: I am a good candidate for this loan because I am a responsible person with a steady job at a local bank. I manage a staff of thirty and am well respected. My wife and I suffered a bankruptcy about three years ago due to an ill-advised move to Florida for a job that did not pan out. We moved home, but could not recover financially. We have learned from this experience and have come out stronger. Monthly net income: $ 3208, with a 3.5% increase due in May. While my wife is not included she makes $2380. Neither include bonuses or overtime. Monthly expenses: $ Housing: $ 350 Insurance: $ 150 Car expenses: $ 900 Utilities: $ 25 Phone, cable, internet: $ 135 Food, entertainment: $ 300 Clothing, household expenses $ 200 Credit cards and other loans: $ 225 Other expenses: $ 240 (Childcare) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 98172 | Consolidate Debt to Increase Credit Score | E | $4,500 @ 14% | Feb 11, 2007 | Withdrawn |
| 99251 | Paying down Debt | E | $1,000 @ 14% | Feb 13, 2007 | Expired |
| 109106 | Paying down debt | E | $1,000 @ 14% | Mar 09, 2007 | Expired |
| 226705 | Paying down debt | D | $3,000 @ 14% | Nov 05, 2007 | Expired |
| 301494 | Paying down debt | D | $5,000 @ 13% | Mar 29, 2008 | Withdrawn |
| 309114 | Travel Agency Expanding | D | $5,000 @ 13% | Apr 12, 2008 | Expired |
| 326547 | Consolidating Medical Bills | C | $3,500 @ 23% | Jun 11, 2008 | Loan created |
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