Trying to Clear Up Debt - PLEASE HELP!
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 19% |
| Lender Rate: | 24% | Borrower: | SpartanFan |
| Finished | State: | MI | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-04-07 | EricsCC ROI: | 21% |
| Status History | |
|---|---|
| Apr 05, 2008 | Current |
|
Purpose of loan: This loan will be used to payoff one of my larger credit card balances with a high monthly minimum. My Financial Situation: I am a good candidate for this loan because... I am a current PROSPER borrower and have never missed a payment. I have electronic funding payment and will do the same for this loan. The new monthly PROSPER loan repayment plus my other PROSPER loan would still be less than my current monthly credit card payment. Paying my current minimum at the high interest rate will take me forever, I would prefer to have it go no more than the 3 years for this PROSPER loan and pay other hard working people the interest rather than the credit card company. Thank you in advance for your bid! Monthly net income: $ 3,160.00 base plus commission (averages $200) plus car and cellphone allowance ($510.00) Monthly expenses: $ 1,303.40 Housing: $ 0 - my husband pays the mortgage Insurance: $ 142.08 Car expenses: $239.32 Utilities: $ 0 - my husband pays the utilities Phone, cable, internet: $ 99 Food, entertainment: $ 200 Clothing, household expenses $ 100 Credit cards and other loans: $ 523 Other expenses: $ 0 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 169527 | Consolidate High Interest Credit Cards....PLEASE! | C | $5,000 @ 15% | Jul 14, 2007 | Loan created |
| 283995 | Clear Up Outstanding Debt | C | $7,500 @ 24% | Feb 25, 2008 | Expired |
| 286641 | Refinance Car Loan and Payoff Other Debt | C | $7,500 @ 24% | Mar 01, 2008 | Expired |
| 290753 | RELIST - Refinance Car Loan | C | $6,000 @ 24% | Mar 09, 2008 | Withdrawn |
| 292458 | Consolidate Debt and Catch Up on Bills | C | $6,000 @ 24% | Mar 12, 2008 | Withdrawn |
| 295493 | Consolidating Bills | C | $10,000 @ 24% | Mar 19, 2008 | Withdrawn |
| 298159 | Buying the Family Minivan and Saving $$$ | C | $6,000 @ 24% | Mar 24, 2008 | Expired |
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