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Please Stick Your Neck Out for me
and Don't Leave Me Hanging
Last year I started working for a major
property management company in Atlanta, GA .
I am a building engineer, providing maintenance for a 20-story
class ?A? commercial high-rise building. My job was going great for the
first two months. Then I broke my foot and leg and could not work for two
months. Luckily I had insurance and short-term disability, but with that
I just barely got by. The doctors' bills started piling up and I had to
pay for them some way. So I put them on a credit card, which I have
learned that I shouldn't have. The interest rate has risen to over 25%
now, not for being late, just because the issuer can stick it to me.
I am currently with the
same company and things are going well.
At this time, I would like to finally get ahead in life and become free
from my debt. I am asking for $7,000 to pay off my Discover Card, which I
put all of my doctors and medical bills on. I know that my DTI is a
little high, but this will be replacing debt for debt while at a lower interest
rate. Prosper says with this loan my DTI will be over 40, when in fact it will
remain 32% because I will be using it to pay off a credit card. I have done the math and ran the numbers and
decided that getting a loan on Prosper is much more beneficial than trying to
play catch up with the credit cards. My
credit score is a ?B? because of the balances on some of my cards, but I have a
solid track record. Besides a few late
payments ONLY because of previous debt consolidation mess in 2003 and my
ex, I have paid everything on time. I actually pay my bills shortly after
I receive my statements instead of waiting till the due date. I would
greatly appreciate your help in breaking free from these chains of debt. Thank you for your time and support.
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