Refi Auto Loan for lower payments
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,600.00 | Status: | Withdrawn |
| Grade: | D | DTI: | 46% |
| Lender Rate: | 8% | Borrower: | dwn2low |
| Finished | State: | NC | |
| Funded: | 0% | Group: | (No Group) |
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Purpose of loan: This loan will be used to refinance a existing auto loan for under it's current rate of 11.04 I am choosing this as a starting loan since the amount is low and will provide me with some savings as well as establish myself on prosper. I have also choosen this installment loan to save because unlike credit cards there is no temptation to re use the paid off card. I currently have 30months left on this loan and plan to pay it off in under that amount of time by keeping my payments the same amount. My financial situation: I am a good candidate for this loan because I am an Officer in the USAF and integrity and honesty is what I stand for. I have paid consistanly on this loan for the last two years refi the current loan only helps not hinders my abilitys. My current DTI is high due to the fact I am attending graduate school for Clinical Psy through Capella and this school cost more than my Tuition Assistance so I have student loans to cover the rest, however they are defered until I finish. I also have several investments which I could liquadate to pay this loan but with the market down I don't wish to sale low. Monthly net income: $ 5000 Monthly expenses: $ Housing: $ 900 Insurance: $ 75 Car expenses: $ 150 (Gas lol) Utilities: $ 150 Phone, cable, internet: $ 135 Food, entertainment: $ 500 Clothing, household expenses $ Credit cards and other loans: $ 1000 Other expenses: $ Investments $300 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 344894 | Refi high intrest Loan | C | $5,200 @ 23% | Jun 05, 2008 | Expired |
| 349999 | Refi high intrest Loan 2nd List | C | $5,200 @ 19% | Jun 13, 2008 | Loan created |
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